Salary Loan Table - RNG Coastal Bank RNG Bank offers salary loan for permanent DepEd teaching and non-teaching staff thru Automatic Payroll Deduction System (APDS). Features: 📍LOW INTEREST RATE 📍LOAN AMOUNT UP TO 500,000 📍5 YEARS MAXIMUM LOAN TERM 📍NO HIDDEN CHARGES 📍NO NEED TO GO TO THE OFFICE A Bank that is built with trust and integrity and committed to provide quality and safe banking services to its existing and future clients, RNG Coastal Bank, Inc . is a banking institution established in the year 1974. The Bank has 15 operating branches in the Visayas, 11 in Cebu and 4 in Bohol. Providing various financial products and services to its clients for almost 50 years, RNG Coastal Bank remains strong and continuously grows its number of branches to reach more Filipinos. Here are the branches of RNG Coastal Bank: RNG Coastal Bank Head Office Cor. Cabancalan Road, Talamban, Cebu City 6000 Labangon Branch Punta Princesa, (Labangon) Cebu City Asturias Branch Poblacion, Asturias, Ce...
In a welcome move for the education sector, the Department of Education (DepEd) is finally rolling out the much-awaited ₱7,000 medical allowance for both teaching and non-teaching personnel in public schools. This decision aligns with President Ferdinand R. Marcos Jr.’s directive to boost healthcare support for government employees—ensuring their well-being amid the demanding nature of public service.
💡 What Makes This Medical Assistance Initiative More Than Just a Cash Handout?
Unlike past provisions that merely offered one-time reliefs, this year’s release stands out for being more strategically flexible and employee-focused. The DepEd Order No. 16, s. 2025, issued under the leadership of Secretary Sonny Angara, clearly outlines that this is not just financial assistance—it’s a commitment to health protection for the education workforce, who often sacrifice personal well-being in service of their students.
According to Philippine News Agency and as reiterated in statements from DepEd, this move doesn’t merely aim to ease medical expenses; it reflects a larger intention to support teachers and staff holistically, especially amid the rising costs of healthcare services in the Philippines.
🧾 3 Flexible Claim Options for the ₱7K DepEd Medical Allowance 🧍♀️🧍♂️
Instead of a one-size-fits-all approach, DepEd now provides three personalized avenues to access this medical allowance, catering to the unique contexts of personnel across the nation:
1. 🏥 Group HMO Packages via DepEd Procurement
The most encouraged method by DepEd involves a centralized group enrollment into health maintenance organization (HMO) packages. This ensures maximum benefit coverage, especially for high-risk employees such as pregnant women, PWDs, and senior citizens. These HMOs are expected to last for 12 months, offering sustained protection and access to preventive care, diagnostics, and even specialist consultations.
2. 💳 Individual HMO Enrollments via Payroll Deduction
For those who already have existing HMO plans or prefer choosing their own, DepEd allows personnel to avail of new or renew HMO-type products directly via payroll deduction. This gives public school workers more control over the type and scope of coverage they want, depending on their specific health needs.
3. 💸 Cash Payout in GIDA and HMO-Limited Areas
Recognizing the logistical and service limitations in Geographically Isolated and Disadvantaged Areas (GIDA), the third option offers a direct cash release. This ensures that no eligible personnel—regardless of location—is left behind. In such regions where HMOs are inaccessible or impractical, a ₱7,000 lump-sum medical assistance will be deposited through regular payroll channels.
👥 Who Qualifies—and Who Doesn’t? ⚠️
This benefit is designed to be as inclusive as possible, covering permanent, fixed-term, contractual, and casual employees who have completed at least six months of service by 2025.
However, to ensure adherence to DepEd's internal employment standards, certain groups remain ineligible. Consultants, job order workers, apprentices, and student assistants—who do not have a formal employer-employee relationship—will not be able to avail of this assistance.
According to DepEd Order 16 and budgetary protocols outlined in DBM Circular No. 2024-6, the disbursement is bound by stringent budgetary, accounting, and auditing rules, guaranteeing transparency and integrity in the rollout.
🧘 Why This Matters: Prioritizing the Well-Being of Educators in 2025 🕊️
This initiative is more than just an annual aid; it’s a long-overdue recognition of the heavy emotional and physical burden shouldered by educators and support staff. As noted in studies by UNESCO, investment in teachers’ well-being directly contributes to improved student outcomes and stronger educational ecosystems.
In the Philippines, where public school educators often juggle large class sizes, outdated materials, and administrative overload, this kind of health-centered support is essential.
By offering flexible options, DepEd is setting a precedent in employee-focused governance, balancing accessibility with efficient health service delivery.