Salary Loan Table - RNG Coastal Bank RNG Bank offers salary loan for permanent DepEd teaching and non-teaching staff thru Automatic Payroll Deduction System (APDS). Features: ๐LOW INTEREST RATE ๐LOAN AMOUNT UP TO 500,000 ๐5 YEARS MAXIMUM LOAN TERM ๐NO HIDDEN CHARGES ๐NO NEED TO GO TO THE OFFICE A Bank that is built with trust and integrity and committed to provide quality and safe banking services to its existing and future clients, RNG Coastal Bank, Inc . is a banking institution established in the year 1974. The Bank has 15 operating branches in the Visayas, 11 in Cebu and 4 in Bohol. Providing various financial products and services to its clients for almost 50 years, RNG Coastal Bank remains strong and continuously grows its number of branches to reach more Filipinos. Here are the branches of RNG Coastal Bank: RNG Coastal Bank Head Office Cor. Cabancalan Road, Talamban, Cebu City 6000 Labangon Branch Punta Princesa, (Labangon) Cebu City Asturias Branch Poblacion, Asturias, Ce...
☕ When Observation Days Used to Terrify Me I’ll be honest — the first time I had a classroom observation, I almost spilled my coffee on my lesson plan. It felt like judgment day. My mind raced, my hands trembled, and my once-confident voice suddenly sounded like a shaky radio signal. The word “observation” carried so much weight that I forgot it was supposed to be about growth , not perfection . Fast forward to this school year, and here we are again — a new DepEd Memorandum (DM No. 089, s. 2025) rolling out fresh guidelines under the Multi-Year Performance Management and Evaluation System (PMES) for teachers from SY 2025–2026 to 2027–2028 . And guess what? This time, it’s not about anxiety — it’s about flexibility . ๐ฑ The New Face of Classroom Observations Under DepEd Memorandum No. 089, s. 2025 , teachers are given flexibility in conducting full-period classroom observations . If your first observation happened during the First or Second Quarter — even before this memo dr...