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RNG Bank Salary Loan Table for DepEd Teachers

Salary Loan Table - RNG Coastal Bank RNG Bank offers salary loan for permanent DepEd teaching and non-teaching staff thru Automatic Payroll Deduction System (APDS). Features: 📍LOW INTEREST RATE 📍LOAN AMOUNT UP TO 500,000 📍5 YEARS MAXIMUM LOAN TERM 📍NO HIDDEN CHARGES 📍NO NEED TO GO TO THE OFFICE A Bank that is built with trust and integrity and committed to provide quality and safe banking services to its existing and future clients, RNG Coastal Bank, Inc . is a banking institution established in the year 1974. The Bank has 15 operating branches in the Visayas, 11 in Cebu and 4 in Bohol. Providing various financial products and services to its clients for almost 50 years, RNG Coastal Bank remains strong and continuously grows its number of branches to reach more Filipinos. Here are the branches of RNG Coastal Bank: RNG Coastal Bank Head Office Cor. Cabancalan Road, Talamban, Cebu City 6000 Labangon Branch Punta Princesa, (Labangon) Cebu City Asturias Branch Poblacion, Asturias, Ce...

📘Access Here the Local Literacy Councils (LCC) Manual for Creation, Reconstitution, and Strengthening at the Local Level

📍 From Top-Down to Ground-Up: A Fresh Take on Local Literacy Governance

In a country where education is often centralized, a major shift is happening — and it’s happening from the ground up. The Department of Education (DepEd) and the Department of the Interior and Local Government (DILG) have issued Joint Memorandum Circular (JMC) No. 1, s. 2024, officially pushing for the creation, reconstitution, and strengthening of Local Literacy Councils (LLCs) at the city and municipal levels.

This directive breathes new life into Republic Act No. 10122 by giving communities the power to drive literacy efforts, based on local context, grassroots needs, and real data — not just centralized mandates.

🔗 Access here the official LCC manual and toolkit: https://lcc.deped.gov.ph/lcc-manuals/

📣 Beyond Compliance: Local Literacy Councils as Community Anchors

Local Literacy Councils are no longer just advisory bodies. Under this revised framework, they are functional entities responsible for implementing literacy localization — adapting national goals into community-specific actions. This means crafting relevant programs for out-of-school youth, adults without basic education, and marginalized learners.

Too often, LGU initiatives stall because there's no functional structure to carry the vision forward. This JMC changes that. It calls on every city and municipality to organize, activate, and empower their LLCs to plan and implement community-based literacy programs that actually respond to the needs of their people.

🧠 Grounding Literacy in Real Community Data

According to RA No. 10122, the LCC was formed as a national coordinating body. But that mission only works when local arms of the council reflect the same commitment — through actual performance, not paper presence.

The JMC pushes for the use of community-based literacy mapping, monitoring systems, and analytic tools to determine where interventions are needed most. These aren't just optional steps — they are now part of the mandate.

Functional LLCs are expected to:

  • Identify gaps using accurate literacy statistics

  • Prioritize learners based on local socio-economic indicators

  • Create literacy programs with community engagement

  • Integrate with existing ALS (Alternative Learning System) modules

🛠️ What DepEd and DILG Must Do Differently Now

In this updated partnership, DepEd is tasked with providing the educational tools, modules, and training, while the DILG ensures that LGUs commit resources, policy, and logistics to support the literacy mission.

The DILG will:

  • Formulate localized literacy policies

  • Monitor LGU compliance

  • Guide the establishment and operationalization of LLCs

  • Recognize best practices across LGUs

Meanwhile, DepEd will assist in curriculum alignment, data collection, and literacy program design tailored to non-formal and lifelong learning goals.

Together, they create the mechanism for sustainable, community-rooted literacy development.

🏆 Making Room for Recognition: The National Literacy Awards

The National Literacy Awards (NLA) continues to serve as a platform to highlight outstanding community-based literacy efforts. As of 2024, over 400 individuals, LGUs, and organizations have been honored. The common thread? Functioning, engaged LLCs.

These awards are a validation of effective localization. More than recognition, they serve as inspiration and blueprint for other LGUs still catching up.

📊 Why This JMC Is a Game-Changer

This isn’t just a recycling of old mandates. The manual now available at https://lcc.deped.gov.ph/lcc-manuals/ includes:

  • Clear step-by-step guides for creating or reconstituting LLCs

  • Templates for organizational structure

  • Best practices from award-winning LGUs

  • Checklists and tracking tools for monitoring literacy efforts

With this manual, LGUs now have the tools they need to translate policy into results — literacy that is seen, felt, and lived.

💬 Final Thought: Building Literacy From the Barangay Up

The drive toward universal literacy in the Philippines isn't about one-size-fits-all programs anymore. It's about equipping LGUs to create solutions that fit their own people, languages, cultures, and challenges.

This JMC, with its comprehensive manual and operational guidance, is more than a policy — it’s an invitation. An invitation to every LGU to become a catalyst for lasting literacy.

Because literacy isn’t just taught — it’s built, by the people who know their communities best.

🔗 Access here the LCC manual to get started: https://lcc.deped.gov.ph/lcc-manuals/

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