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RNG Bank Salary Loan Table for DepEd Teachers

Salary Loan Table - RNG Coastal Bank RNG Bank offers salary loan for permanent DepEd teaching and non-teaching staff thru Automatic Payroll Deduction System (APDS). Features: πŸ“LOW INTEREST RATE πŸ“LOAN AMOUNT UP TO 500,000 πŸ“5 YEARS MAXIMUM LOAN TERM πŸ“NO HIDDEN CHARGES πŸ“NO NEED TO GO TO THE OFFICE A Bank that is built with trust and integrity and committed to provide quality and safe banking services to its existing and future clients, RNG Coastal Bank, Inc . is a banking institution established in the year 1974. The Bank has 15 operating branches in the Visayas, 11 in Cebu and 4 in Bohol. Providing various financial products and services to its clients for almost 50 years, RNG Coastal Bank remains strong and continuously grows its number of branches to reach more Filipinos. Here are the branches of RNG Coastal Bank: RNG Coastal Bank Head Office Cor. Cabancalan Road, Talamban, Cebu City 6000 Labangon Branch Punta Princesa, (Labangon) Cebu City Asturias Branch Poblacion, Asturias, Ce...

Remembering the Boy General: DepEd Honors the 150th Birth Anniversary of Gregorio del Pilar

Have you ever heard of a 24-year-old general who gave his life for freedom? The Philippines is commemorating the 150th Birth Anniversary of General Gregorio del Pilar , one of the youngest and most courageous heroes of the Philippine Revolution. His bravery at the Battle of Tirad Pass still echoes in classrooms and hearts today. Who Was General Gregorio del Pilar? Known as the Boy General , Gregorio del Pilar became a symbol of youthful courage and patriotism. Born in Bulacan, he rose through the ranks during the fight for independence against Spanish and American forces. His final stand at Tirad Pass—where he led just 60 men against hundreds of American soldiers—cemented his place in Philippine history as a hero of valor and selfless sacrifice. Even a century and a half later, his story continues to inspire young Filipinos to uphold love of country, courage, and leadership. DepEd’s Call to Commemorate a National Hero The Department of Education (DepEd) has issued Memorandum No....

GSIS Ginhawa Lite Is Back: A Lighter, Faster Way to Meet Your Financial Needs

We all know that unexpected expenses can pop up out of nowhere—a medical bill, school fees, or that one home repair that can’t wait. Good news for government workers: GSIS Ginhawa Lite is back! This short-term loan program, also known as MPL Lite , offers a lighter, faster, and more affordable way to get the funds you need—without the long waiting time. What Is GSIS Ginhawa Lite? GSIS Ginhawa Lite, officially called the Multi-Purpose Loan (MPL) Lite , is a financial assistance program from the Government Service Insurance System (GSIS) . It’s designed to help active GSIS members meet immediate or emergency needs through a short-term, low-interest loan. Unlike traditional loans, Ginhawa Lite lives up to its name—it’s simpler, quicker, and easier to pay back. Here’s what makes it different: πŸ• Faster Processing: Apply directly through the GSIS Touch mobile app , no need to line up. πŸ’Έ Lighter Terms: Lower monthly amortizations compared to regular MPLs. πŸ’° Affordable ...

GSIS Net Income Hits ₱112 Billion: What This Means for You

A few months ago, I was sitting in a coffee shop, feeling uneasy as I scrolled through my retirement statements. “Will everything add up?” I wondered. Then I came across the news that the Government Service Insurance System (GSIS) had recorded a net income of ₱112 billion as of September 2025. My anxiety eased a little—because if the country’s biggest pension fund is thriving, maybe there’s hope for my own future too. In this post, I’ll unpack what this achievement means, why it matters to ordinary members and pensioners, and what lessons we can all draw from it—whether you’re in the Philippines, the U.S., or anywhere else. What the Numbers Tell Us According to multiple reports, GSIS posted a ₱112 billion net income for the first nine months of 2025— ₱35 billion above its target . That’s a strong signal of solid management and discipline. Here’s a closer look: Total revenue: ₱260 billion (vs. ₱241.8 billion target) Total expenses: ₱148 billion (vs. ₱165 billion target) ...

Turning Empty Schools into Classrooms: DepEd’s Creative Fix for the Shortage

Imagine thousands of classrooms sitting idle while students study in crowded hallways or under tents. That’s the irony the Department of Education (DepEd) wants to solve with its new idea—leasing unused private schools and properties. This bold move could be the most practical shortcut to tackling the country’s long-standing classroom shortage. The Classroom Shortage That Sparked Innovation In 2022, the Philippines faced a staggering classroom deficit of over 165,000 . Many schools were forced to implement shifting schedules , squeeze learners into cramped spaces, or hold classes in makeshift areas like covered courts and barangay halls. For decades, the government’s solution was simple: build more classrooms. But that approach often hit delays—slow procurement, limited funds, and the lengthy process of construction permits. Each year that passed meant more students sharing desks meant for two, and more teachers improvising their way through the chaos. That’s why DepEd, under the...

Why DepEd’s 261 Interagency Roles May Be Holding Back Philippine Education

Imagine trying to focus on teaching your students while juggling hundreds of meetings, reports, and projects—none of which directly involve the classroom. That’s the reality the Department of Education (DepEd) faces today, now entangled in 261 interagency bodies across government. While collaboration sounds good on paper, this growing web of duties may be stretching the agency—and its teachers—too thin. The Expanding Web of Interagency Work DepEd’s involvement in 261 interagency bodies is no small matter. Education Secretary Sonny Angara himself described it as “coordination spread thin,” during a recent hearing with the Second Congressional Commission on Education (EDCOM 2). The department chairs at least 20 of these councils, and jointly manages 21 more with the Commission on Higher Education (CHED) and the Technical Education and Skills Development Authority (TESDA). That’s a steep rise from just 63 interagency roles reported in EDCOM 2’s Year One Report . This expansion was m...

Why the National Online Spelling Battle 2026 Is More Than Just a Contest of Words

Can you spell “opportunity”? Because that’s exactly what the National Online Spelling Battle 2026 offers to students across the Philippines—a chance to shine beyond the classroom. It’s not just about letters and syllables; it’s about language, confidence, and connection in a digital age. What Is the National Online Spelling Battle 2026? The National Online Spelling Battle 2026 (NOSB) is an inclusive, nationwide spelling competition organized by the Lyceum De Abuid Inc. It’s set to take place on January 17, 2026 , through Zoom and the Gascloud Learning Management System —a setup that makes participation possible for learners from any corner of the country. Unlike traditional spelling bees that require travel and expenses, NOSB brings the competition right to students’ screens. Whether you’re in a public or private school, in Luzon, Visayas, or Mindanao, the battle is just a click away. And what makes it special? It’s guided by the Department of Education (DepEd) through Adviso...

Empowering Future Innovators: Inside the 12th National Battle of Math and Science Champions

What happens when the sharpest young minds in the Philippines meet to test their wits in Math and Science? The result isn’t just competition—it’s collaboration, discovery, and inspiration. The 12th National Battle of Math and Science Champions is more than an academic event; it’s a celebration of innovation, perseverance, and the Filipino learner’s boundless potential. A Gathering of the Country’s Brightest Minds Every February, the Association of Science and Mathematics Educators of Philippine Private Schools (ASMEPPS) brings together top achievers from all over the nation. This 2026, Easter College in Baguio City will transform into a hub of energy, curiosity, and excellence as students and coaches gather for two days of intense contests and creative exploration. The event isn’t limited to quiz bees—it’s a holistic academic experience. Students will engage in: Math and Science Quizzes – testing knowledge from basic principles to advanced problem-solving. Marathon of Skill...

Why Revisiting Republic Act 9155 Could Reshape Education Across the Philippines

Did you know that the number of schools a division office oversees can affect everything from teacher support to student outcomes? With over 200 School Division Offices (SDOs) in the Philippines, the distribution of these offices and the resources they provide isn’t always as fair as we might think. A recent review of Republic Act 9155 highlights how discrepancies in school supervision could be holding back the country’s education system. In this post, let’s break down why this law may need an update to address these issues more effectively. The Unequal Distribution of School Division Offices Imagine this: in one part of the Philippines, a single school division office manages 1,300 schools, while another only supervises 28. These disparities have a real impact on the quality of education, making it clear that the current distribution of School Division Offices (SDOs) under Republic Act 9155 isn’t as equitable as it should be. In 2001, Republic Act 9155 (the Governance of Basic Educ...

PEPT 2025 Updates: What You Need to Know About Test Results and Virtual Orientation

Even if I’ve never sat for the PEPT myself, I’ve seen that same look on countless students’ faces — the mix of nervous energy, hope, and exhaustion that comes right before a big exam. It’s that feeling of “Did I do enough?” followed by “Please let me pass this one.” For thousands of learners each year, the Philippine Educational Placement Test (PEPT) isn’t just another exam — it’s a bridge. A bridge back to school, back to opportunity, and back to confidence. The Bureau of Education Assessment (BEA) recently released updates for PEPT 2025 , and they bring structure, fairness, and new learning options for test-takers. Let’s walk through what’s new and what it means for you. 🧾 Updated PEPT Test Results Policy If your score in one subject falls below 75% , the BEA allows you to retake that subtest within six months of your exam date. It’s a way to focus your efforts where they’re most needed — a targeted, fair approach. However, if two or more subjects are below 75%, you’ll n...
Dictionary with Examples

πŸ“˜ Dictionary with Sentence Examples