Salary Loan Table - RNG Coastal Bank RNG Bank offers salary loan for permanent DepEd teaching and non-teaching staff thru Automatic Payroll Deduction System (APDS). Features: 📍LOW INTEREST RATE 📍LOAN AMOUNT UP TO 500,000 📍5 YEARS MAXIMUM LOAN TERM 📍NO HIDDEN CHARGES 📍NO NEED TO GO TO THE OFFICE A Bank that is built with trust and integrity and committed to provide quality and safe banking services to its existing and future clients, RNG Coastal Bank, Inc . is a banking institution established in the year 1974. The Bank has 15 operating branches in the Visayas, 11 in Cebu and 4 in Bohol. Providing various financial products and services to its clients for almost 50 years, RNG Coastal Bank remains strong and continuously grows its number of branches to reach more Filipinos. Here are the branches of RNG Coastal Bank: RNG Coastal Bank Head Office Cor. Cabancalan Road, Talamban, Cebu City 6000 Labangon Branch Punta Princesa, (Labangon) Cebu City Asturias Branch Poblacion, Asturias, Ce...
✅ Who Are Eligible for DepEd Medical Allowance in 2025? 💊📋 The Hidden Perks for Committed Public Servants
The Department of Education (DepEd) continues to value its workforce by offering a ₱7,000 annual medical allowance—a vital financial boost meant to assist with escalating healthcare costs. While the program aims to support all those in service, it is important to know exactly who qualifies to receive this government-funded subsidy.
If you're unsure whether you meet the criteria for the DepEd medical allowance 2025, this guide explores eligibility from a realistic and empowering perspective—so you can claim what’s rightfully yours if you qualify.
🏛️ 1. Established Government Personnel 🧑🏫
To be eligible, you must already be in government service and render at least a total or an aggregate of six (6) months of service in a fiscal year. This includes:
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Leave with pay
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Services under approved flexible work arrangements
This requirement is anchored in the Civil Service Commission’s (CSC) guidelines, which outline what constitutes actual government service. If you’ve been consistently showing up and doing the work, even under hybrid or adjusted schedules, you’re likely entitled to the DepEd health subsidy.
📆 2. Newly Hired? Six Months is the Key ⏱️
If you’re newly hired, don’t worry—you’re not left out. As long as you complete six months of service within the same fiscal year, you’ll be considered for the allowance. This ensures that even new recruits can access benefits and feel recognized for their contributions early on.
The DBM Circular No. 2024-6 supports this inclusion, aiming to build a healthier and more motivated workforce from day one.
🔄 3. Transferred Personnel with No Prior Medical Allowance 🛫
If you’ve transferred to DepEd this year and haven’t claimed any medical allowance from your previous agency, you’re eligible. You just need to submit a certification from your former agency’s HR division, which will be verified by DepEd’s Focal Office.
This inter-agency mechanism ensures transparency while enabling personnel movement without benefit loss, as emphasized in Executive Order No. 64, s. 2024.
👥 4. Employees on Detail or Secondment 🔗
If you’re detailed (temporarily assigned) to another agency, your mother agency (DepEd) will still provide your medical allowance. On the other hand, if you’re on secondment (officially transferred for a defined period), the receiving agency will handle the medical benefit.
This arrangement is aligned with inter-agency service policies, where responsibility for personnel welfare follows budget ownership.
🧓 5. Compulsory Retirees on Extended Service 🎖️
Even retirees who have been re-engaged by DepEd after compulsory retirement may qualify—provided their services have been formally extended. This reflects DepEd’s commitment to honoring experienced educators and professionals who continue to serve the public sector.
⚖️ 6. Formally Charged But Not Yet Guilty Personnel ⚠️
Employees who are formally charged with administrative or criminal offenses but whose cases are still pending can continue receiving their allowance. The presumption of innocence protects your access to benefits until the case is resolved with a guilty verdict.
This follows civil service jurisprudence and ensures fairness in public employment.
📝 7. Even Those Penalized with a Reprimand Are Still Covered 🛡️
Interestingly, if you’ve been found guilty but were only penalized with a reprimand—the lightest administrative penalty—you remain entitled to the allowance. DepEd recognizes that minor infractions shouldn’t disqualify personnel from essential health benefits.
🎓 8. Study Leave or Training Grantees with Minimum Service Time 📚
Personnel on study leave, training, or scholarship grants—whether in the Philippines or abroad—can still receive the allowance if they have rendered at least six months of service (before or after the grant period), including paid leave.
According to DepEd internal guidelines, the benefit promotes continuous learning while still honoring long-term service.
💡 Empowering the Right People at the Right Time
The goal of the DepEd medical allowance program is not just to cover medical costs, but to incentivize commitment, loyalty, and ethical public service. Understanding who qualifies helps maintain trust in the system, and empowers eligible personnel to make informed benefit claims.
If you’re committed, compliant, and present in your duties—this allowance is for you.
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