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RNG Bank Salary Loan Table for DepEd Teachers

Salary Loan Table - RNG Coastal Bank RNG Bank offers salary loan for permanent DepEd teaching and non-teaching staff thru Automatic Payroll Deduction System (APDS). Features: 📍LOW INTEREST RATE 📍LOAN AMOUNT UP TO 500,000 📍5 YEARS MAXIMUM LOAN TERM 📍NO HIDDEN CHARGES 📍NO NEED TO GO TO THE OFFICE A Bank that is built with trust and integrity and committed to provide quality and safe banking services to its existing and future clients, RNG Coastal Bank, Inc . is a banking institution established in the year 1974. The Bank has 15 operating branches in the Visayas, 11 in Cebu and 4 in Bohol. Providing various financial products and services to its clients for almost 50 years, RNG Coastal Bank remains strong and continuously grows its number of branches to reach more Filipinos. Here are the branches of RNG Coastal Bank: RNG Coastal Bank Head Office Cor. Cabancalan Road, Talamban, Cebu City 6000 Labangon Branch Punta Princesa, (Labangon) Cebu City Asturias Branch Poblacion, Asturias, Ce...

The Taxation System Imposed by the Spaniards in the Philippines

When the Spaniards arrived in the Philippines in the 16th century, they introduced a comprehensive taxation system to assert their sovereignty and fund the administration of the colony. These taxes were compulsory and placed a heavy burden on the native population. Over time, multiple forms of taxation were implemented, each serving different purposes.

Tribute (Tributo)

The most common form of tax was the tributo, a general tax paid by all native Filipino males aged 16 to 60. This tax, first imposed in 1571, amounted to eight reales (one peso) per year. It could be paid in gold, crops, livestock, or other valuable goods.

Certain groups were exempt from paying the tribute, including:

  • The principalia (local elites and government officials)
  • Spanish soldiers
  • The clergy
  • Indigenous groups that resisted Spanish rule

By 1884, the tributo was replaced by the cedula personal, a personal identification tax that all Filipinos had to pay to receive an identity document.

Sanctorum

The Sanctorum was a religious tax of approximately three reales, used to fund the construction of churches and religious celebrations. This tax reinforced Spain’s mission of Christianization and was an additional burden on the native population.

Donativo

The Donativo de Zamboanga was a tax of half a real, collected to fund Spanish military campaigns against the Muslim sultanates in Mindanao. Most of the funds were directed toward the Spanish fort in Zamboanga, a key military outpost.

Caja de Comunidad

The Caja de Comunidad was a tax of one real collected to fund municipal expenses such as road construction, bridge repairs, and public buildings. However, the funds were often misused by colonial officials, leading to widespread corruption.

Servicio Personal (Polo y Servicios)

One of the most burdensome forms of taxation was polo y servicios, a system of forced labor. All able-bodied Filipino males aged 16 to 60 were required to work 40 days per year on public works projects such as roads, churches, shipbuilding, and government buildings.

In 1884, the labor requirement was reduced to 15 days, but many Filipinos still suffered under the system. Wealthy individuals could pay an exemption fee called the falla, but most could not afford it.

Revolts Against the Tribute

The excessive taxation system led to widespread resentment and numerous revolts. Some of the most notable uprisings were:

  • Cagayan and Dingras Revolts (1589) – Triggered by abuses of tax collectors.
  • Dagohoy Rebellion (1744–1829) – The longest revolt in Philippine history, partly due to grievances over forced labor.
  • Hermano Pule Revolt (1840s) – A religious and social uprising against Spanish oppression, including excessive taxation.

Conclusion

The Spanish taxation system in the Philippines was designed to sustain colonial rule but ultimately burdened the native population. While taxes such as the tributo, Sanctorum, Donativo, and Caja de Comunidad were monetary in nature, polo y servicios forced Filipinos into unpaid labor. These exploitative policies fueled revolts and resistance movements, contributing to the eventual struggle for Philippine independence in 1898.

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