Salary Loan Table - RNG Coastal Bank RNG Bank offers salary loan for permanent DepEd teaching and non-teaching staff thru Automatic Payroll Deduction System (APDS). Features: 📍LOW INTEREST RATE 📍LOAN AMOUNT UP TO 500,000 📍5 YEARS MAXIMUM LOAN TERM 📍NO HIDDEN CHARGES 📍NO NEED TO GO TO THE OFFICE A Bank that is built with trust and integrity and committed to provide quality and safe banking services to its existing and future clients, RNG Coastal Bank, Inc . is a banking institution established in the year 1974. The Bank has 15 operating branches in the Visayas, 11 in Cebu and 4 in Bohol. Providing various financial products and services to its clients for almost 50 years, RNG Coastal Bank remains strong and continuously grows its number of branches to reach more Filipinos. Here are the branches of RNG Coastal Bank: RNG Coastal Bank Head Office Cor. Cabancalan Road, Talamban, Cebu City 6000 Labangon Branch Punta Princesa, (Labangon) Cebu City Asturias Branch Poblacion, Asturias, Ce...
When the Department of Education (DepEd) issued DepEd Order No. 018, s. 2025 , it launched the Academic Recovery and Accessible Learning (ARAL) Program—not as a repeat of past initiatives, but as a recalibrated, data-driven response to the Philippines’ persistent learning gaps. This post explores ARAL from a new perspective: not as a remedial add-on, but as an integrated, equity-focused strategy embedded in both policy and practice. 📊 Targeted Interventions Based on Data ARAL begins where every strong intervention should: with diagnostics. Every participating learner undergoes Beginning of School Year (BOSY) assessments , including: The Comprehensive Rapid Literacy Assessment (CRLA) for Grades 1–3 The Philippine Informal Reading Inventory (Phil-IRI) for Grades 4–10 The Multi-Factored Assessment Tool (MFAT) for developmental screening According to DepEd, these tools help schools identify students who are farthest from grade-level proficiency in reading and mathema...