Salary Loan Table - RNG Coastal Bank RNG Bank offers salary loan for permanent DepEd teaching and non-teaching staff thru Automatic Payroll Deduction System (APDS). Features: 📍LOW INTEREST RATE 📍LOAN AMOUNT UP TO 500,000 📍5 YEARS MAXIMUM LOAN TERM 📍NO HIDDEN CHARGES 📍NO NEED TO GO TO THE OFFICE A Bank that is built with trust and integrity and committed to provide quality and safe banking services to its existing and future clients, RNG Coastal Bank, Inc . is a banking institution established in the year 1974. The Bank has 15 operating branches in the Visayas, 11 in Cebu and 4 in Bohol. Providing various financial products and services to its clients for almost 50 years, RNG Coastal Bank remains strong and continuously grows its number of branches to reach more Filipinos. Here are the branches of RNG Coastal Bank: RNG Coastal Bank Head Office Cor. Cabancalan Road, Talamban, Cebu City 6000 Labangon Branch Punta Princesa, (Labangon) Cebu City Asturias Branch Poblacion, Asturias, Ce...
As a teacher, you’ve probably faced this challenge: How do I write test questions that truly measure what my students have learned—without confusing or misleading them? Writing effective assessments isn’t just about putting questions on paper. It’s about designing tools that give you an accurate picture of student understanding while being fair, clear, and engaging. This guide, based on the principles of Magno & Ouano (2010), will walk you through how to write clear instructions, binary test items, and multiple-choice questions that work. Why Writing Assessments Matters For many students, tests are the most stressful part of learning. But for teachers, assessments are windows into what students know—and where they need help. Poorly written items can: Confuse students instead of checking their understanding. Lead to unfair results because of tricky wording. Fail to align with learning objectives. Well-crafted items, on the other hand, help you differentiate between...