Salary Loan Table - RNG Coastal Bank RNG Bank offers salary loan for permanent DepEd teaching and non-teaching staff thru Automatic Payroll Deduction System (APDS). Features: πLOW INTEREST RATE πLOAN AMOUNT UP TO 500,000 π5 YEARS MAXIMUM LOAN TERM πNO HIDDEN CHARGES πNO NEED TO GO TO THE OFFICE A Bank that is built with trust and integrity and committed to provide quality and safe banking services to its existing and future clients, RNG Coastal Bank, Inc . is a banking institution established in the year 1974. The Bank has 15 operating branches in the Visayas, 11 in Cebu and 4 in Bohol. Providing various financial products and services to its clients for almost 50 years, RNG Coastal Bank remains strong and continuously grows its number of branches to reach more Filipinos. Here are the branches of RNG Coastal Bank: RNG Coastal Bank Head Office Cor. Cabancalan Road, Talamban, Cebu City 6000 Labangon Branch Punta Princesa, (Labangon) Cebu City Asturias Branch Poblacion, Asturias, Ce...
The Implementing Rules and Regulations (IRR) of Republic Act No. 12027 mark a critical shift in the language policy of the Philippine education system. Rather than just announcing the discontinuation of the mandatory use of the Mother Tongue as a Medium of Instruction (MTMI) , this law underscores a deeper national reorientation —one that balances linguistic inclusivity with educational practicality. But to truly understand what this means, we must go beyond the surface. RA 12027 isn’t just a rejection of the old; it’s a recalibration aimed at educational equity, learning efficiency, and global competitiveness. Let's take a closer look at this historic pivot. π️ Why RA 12027 Was Necessary: The Struggles Beneath the Surface While Republic Act No. 10533 (Enhanced Basic Education Act of 2013) previously mandated the use of the mother tongue from Kindergarten to Grade 3, many stakeholders—teachers, parents, and even linguists—raised red flags. According to the Department of ...