Salary Loan Table - RNG Coastal Bank RNG Bank offers salary loan for permanent DepEd teaching and non-teaching staff thru Automatic Payroll Deduction System (APDS). Features: 📍LOW INTEREST RATE 📍LOAN AMOUNT UP TO 500,000 📍5 YEARS MAXIMUM LOAN TERM 📍NO HIDDEN CHARGES 📍NO NEED TO GO TO THE OFFICE A Bank that is built with trust and integrity and committed to provide quality and safe banking services to its existing and future clients, RNG Coastal Bank, Inc . is a banking institution established in the year 1974. The Bank has 15 operating branches in the Visayas, 11 in Cebu and 4 in Bohol. Providing various financial products and services to its clients for almost 50 years, RNG Coastal Bank remains strong and continuously grows its number of branches to reach more Filipinos. Here are the branches of RNG Coastal Bank: RNG Coastal Bank Head Office Cor. Cabancalan Road, Talamban, Cebu City 6000 Labangon Branch Punta Princesa, (Labangon) Cebu City Asturias Branch Poblacion, Asturias, Ce...
Designing a good test isn’t just about knowing your subject—it’s also about writing clear, explicit, and fair instructions . After all, even the best-designed test items can confuse students if directions are vague. Whether you’re a seasoned teacher, a pre-service teacher, or an education student preparing for classroom practice, mastering the art of writing test instructions can make your assessments more valid, reliable, and student-friendly. In this guide, we’ll walk through how to write instructions for Matching Type, Short-Answer, Essay, and Interpretive Exercise test items —with concrete examples, tips, and best practices. Why Clear Test Instructions Matter Think back to the last time you gave a test. Did students ask, “Sir/Ma’am, what does this part mean?” or “Are we supposed to match or identify?” Those small confusions often come from unclear directions. When instructions are explicit, precise, and easy to follow , students can focus on showing what they know rather than ...