Salary Loan Table - RNG Coastal Bank RNG Bank offers salary loan for permanent DepEd teaching and non-teaching staff thru Automatic Payroll Deduction System (APDS). Features: 📍LOW INTEREST RATE 📍LOAN AMOUNT UP TO 500,000 📍5 YEARS MAXIMUM LOAN TERM 📍NO HIDDEN CHARGES 📍NO NEED TO GO TO THE OFFICE A Bank that is built with trust and integrity and committed to provide quality and safe banking services to its existing and future clients, RNG Coastal Bank, Inc . is a banking institution established in the year 1974. The Bank has 15 operating branches in the Visayas, 11 in Cebu and 4 in Bohol. Providing various financial products and services to its clients for almost 50 years, RNG Coastal Bank remains strong and continuously grows its number of branches to reach more Filipinos. Here are the branches of RNG Coastal Bank: RNG Coastal Bank Head Office Cor. Cabancalan Road, Talamban, Cebu City 6000 Labangon Branch Punta Princesa, (Labangon) Cebu City Asturias Branch Poblacion, Asturias, Ce...
📘 A New Chapter in Literacy: How the ARAL-Reading Program is Shaping the Future of Philippine Education
In an education landscape still reeling from the long-term effects of learning loss brought by the pandemic, the Department of Education (DepEd) introduces a reinvigorated initiative with far-reaching implications — the Academic Recovery and Accessible Learning (ARAL) Program, specifically its Reading component for Key Stages 1 to 3 . But while most discussions highlight its structured remediation efforts , this article offers a different perspective: How ARAL-Reading shifts the focus from grade-level expectations to learner-centered adaptability — a bold and much-needed pivot in the Philippine education system. 📚 What Makes ARAL-Reading Different from Past Interventions? Unlike older models like the Bawat Bata Makababasa (BBMP) and Literacy Remediation Program (LRP) , which often focused on broad group-level interventions, the ARAL-Reading Program zeroes in on a learner’s actual reading ability , regardless of age or grade. This shift from a grade-based to a skills-based fr...