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Salary Loan Table - RNG Coastal Bank RNG Bank offers salary loan for permanent DepEd teaching and non-teaching staff thru Automatic Payroll Deduction System (APDS). Features: 📍LOW INTEREST RATE 📍LOAN AMOUNT UP TO 500,000 📍5 YEARS MAXIMUM LOAN TERM 📍NO HIDDEN CHARGES 📍NO NEED TO GO TO THE OFFICE A Bank that is built with trust and integrity and committed to provide quality and safe banking services to its existing and future clients, RNG Coastal Bank, Inc . is a banking institution established in the year 1974. The Bank has 15 operating branches in the Visayas, 11 in Cebu and 4 in Bohol. Providing various financial products and services to its clients for almost 50 years, RNG Coastal Bank remains strong and continuously grows its number of branches to reach more Filipinos. Here are the branches of RNG Coastal Bank: RNG Coastal Bank Head Office Cor. Cabancalan Road, Talamban, Cebu City 6000 Labangon Branch Punta Princesa, (Labangon) Cebu City Asturias Branch Poblacion, Asturias, Ce...

📘 A New Chapter in Literacy: How the ARAL-Reading Program is Shaping the Future of Philippine Education

In an education landscape still reeling from the long-term effects of learning loss brought by the pandemic, the Department of Education (DepEd) introduces a reinvigorated initiative with far-reaching implications — the Academic Recovery and Accessible Learning (ARAL) Program, specifically its Reading component for Key Stages 1 to 3. But while most discussions highlight its structured remediation efforts, this article offers a different perspective: How ARAL-Reading shifts the focus from grade-level expectations to learner-centered adaptability — a bold and much-needed pivot in the Philippine education system.


📚 What Makes ARAL-Reading Different from Past Interventions?

Unlike older models like the Bawat Bata Makababasa (BBMP) and Literacy Remediation Program (LRP), which often focused on broad group-level interventions, the ARAL-Reading Program zeroes in on a learner’s actual reading ability, regardless of age or grade. This shift from a grade-based to a skills-based framework marks a turning point in the way reading proficiency is addressed.

According to the Department of Education’s official DO 10, s. 2025, the new strategy builds on lessons learned from previous literacy interventions, but introduces targeted, data-driven, and individualized instruction as its core. This personalization allows educators to tailor reading activities and materials based on what a child can actually do, rather than on what they are expected to do based solely on their grade level.

This is not just remediation — this is recovery with precision.


🧭 Phased Implementation Timeline: A Strategic Rollout for SY 2025–2026

The ARAL-Reading Program is not a one-size-fits-all, rush-to-roll-out intervention. Instead, it’s being implemented in phases, starting with the most foundational grades and expanding progressively.

  • For Grade 1 learners, the program begins in the third quarter of SY 2025–2026, giving time to prepare teachers and materials adequately.

  • For Grades 2 and 3, implementation starts earlier — in the second quarter of the same school year.

  • For Grades 4 to 10, schools may begin as early as the second quarter, or as soon as readiness indicators are met, highlighting the emphasis on quality over speed.

This staggered approach aligns with DepEd’s broader push for contextualized implementation, where schools that are prepared may move ahead while others catch up based on their readiness.


🔗 Integration with Existing Programs: A Complement, Not a Replacement

One of the program’s strengths lies in its flexibility and synergy with ongoing efforts. Rather than eliminating existing literacy projects, ARAL-Reading can work alongside them — maximizing impact through shared use of tools, collaborative strategies, and consolidated resources.

Schools, upon SDO approval, may continue with their own intervention programsprovided they are proven effective. This signals an important shift in DepEd's approach: from mandating top-down solutions to recognizing local innovation and contextual success.

According to education reform advocates like the Philippine Business for Education (PBEd) and recent findings from UNESCO’s Global Education Monitoring Report, such hybrid strategies that blend national standards with localized adaptations have a significantly higher success rate in improving foundational literacy.


👓 Why This Matters: From Equity to Excellence in Reading

The ARAL-Reading Program is more than just an academic recovery plan. It represents a philosophical shift in how we view learners: not as statistics within a cohort, but as individuals on diverse learning journeys.

By anchoring instruction to actual reading ability rather than age or grade, the program aims to reduce stigmatization, avoid labeling, and empower both students and teachers to focus on mastery, not mere compliance.

Moreover, its focus on inclusivity, with upcoming guidelines for Alternative Learning System (ALS) learners, ensures that no Filipino child is left behind in the mission to become an independent reader.


🛠 What's Next for Educators and Stakeholders?

Educators should begin familiarizing themselves with:

  • Assessment tools that determine reading levels

  • Differentiated instruction strategies

  • Materials aligned with ARAL-Reading’s framework

Meanwhile, parents and communities must advocate for and support the systematic and sustained implementation of ARAL, understanding that recovery takes time — and proper scaffolding.


🎯 Final Thoughts: A Literacy Reform Rooted in Hope and Realism

The ARAL-Reading Program is not just a temporary fix — it is DepEd's long-term strategy to restore, elevate, and personalize reading education for a generation that deserves nothing less. With its learner-centric, scalable, and research-informed structure, ARAL-Reading stands as a model of responsive education reform.

As we enter SY 2025–2026, the eyes of the education community are on how this ambitious program will unfold. One thing is clear: ARAL-Reading doesn’t just teach reading — it reads the learner, meets them where they are, and helps them rise.

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