Salary Loan Table - RNG Coastal Bank RNG Bank offers salary loan for permanent DepEd teaching and non-teaching staff thru Automatic Payroll Deduction System (APDS). Features: 📍LOW INTEREST RATE 📍LOAN AMOUNT UP TO 500,000 📍5 YEARS MAXIMUM LOAN TERM 📍NO HIDDEN CHARGES 📍NO NEED TO GO TO THE OFFICE A Bank that is built with trust and integrity and committed to provide quality and safe banking services to its existing and future clients, RNG Coastal Bank, Inc . is a banking institution established in the year 1974. The Bank has 15 operating branches in the Visayas, 11 in Cebu and 4 in Bohol. Providing various financial products and services to its clients for almost 50 years, RNG Coastal Bank remains strong and continuously grows its number of branches to reach more Filipinos. Here are the branches of RNG Coastal Bank: RNG Coastal Bank Head Office Cor. Cabancalan Road, Talamban, Cebu City 6000 Labangon Branch Punta Princesa, (Labangon) Cebu City Asturias Branch Poblacion, Asturias, Ce...
A few months ago, I was sitting in a coffee shop, feeling uneasy as I scrolled through my retirement statements. “Will everything add up?” I wondered. Then I came across the news that the Government Service Insurance System (GSIS) had recorded a net income of ₱112 billion as of September 2025. My anxiety eased a little—because if the country’s biggest pension fund is thriving, maybe there’s hope for my own future too. In this post, I’ll unpack what this achievement means, why it matters to ordinary members and pensioners, and what lessons we can all draw from it—whether you’re in the Philippines, the U.S., or anywhere else. What the Numbers Tell Us According to multiple reports, GSIS posted a ₱112 billion net income for the first nine months of 2025— ₱35 billion above its target . That’s a strong signal of solid management and discipline. Here’s a closer look: Total revenue: ₱260 billion (vs. ₱241.8 billion target) Total expenses: ₱148 billion (vs. ₱165 billion target) ...