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RNG Bank Salary Loan Table for DepEd Teachers

Salary Loan Table - RNG Coastal Bank RNG Bank offers salary loan for permanent DepEd teaching and non-teaching staff thru Automatic Payroll Deduction System (APDS). Features: πŸ“LOW INTEREST RATE πŸ“LOAN AMOUNT UP TO 500,000 πŸ“5 YEARS MAXIMUM LOAN TERM πŸ“NO HIDDEN CHARGES πŸ“NO NEED TO GO TO THE OFFICE A Bank that is built with trust and integrity and committed to provide quality and safe banking services to its existing and future clients, RNG Coastal Bank, Inc . is a banking institution established in the year 1974. The Bank has 15 operating branches in the Visayas, 11 in Cebu and 4 in Bohol. Providing various financial products and services to its clients for almost 50 years, RNG Coastal Bank remains strong and continuously grows its number of branches to reach more Filipinos. Here are the branches of RNG Coastal Bank: RNG Coastal Bank Head Office Cor. Cabancalan Road, Talamban, Cebu City 6000 Labangon Branch Punta Princesa, (Labangon) Cebu City Asturias Branch Poblacion, Asturias, Ce...

Vacation Service Credits for Teachers During Midyear Break

I used to dread the idea of “working” during school breaks. The thought of spending a portion of my precious time off in meetings or workshops felt like trying to swim through molasses. But then, I stumbled upon the concept of Vacation Service Credits (VSC) in the Philippines. Suddenly, the midyear break, from October 27 to 30, wasn’t just time off; it was an opportunity for growth, recognition, and yes—actual credits for our service.

I remember my first workshop. I went in skeptical, exhausted, and secretly wishing I could nap instead. But by the end of it, I realized how powerful intentional learning could be—even during “downtime.”

Vacation Service Credits for Teachers During Midyear Break


What Are Vacation Service Credits Anyway?

Simply put, VSCs are a way for teachers to earn credit for voluntary participation in professional development activities during approved breaks. In the Philippines, these credits acknowledge teachers’ dedication and commitment to continuous learning.

Here’s how it works in practice:

  • Teachers attending pre-approved activities during the midyear break earn 1.5 days of VSC per 8 hours of service.

  • The maximum limitation aligns with DepEd Order No. 13, s. 2024.

  • Activities can include training, workshops, planning sessions, output-based projects, and other professional development aligned with strategic departmental initiatives.

Did you know? According to DepEd, structured professional development like this can increase teacher engagement by over 20% and improve instructional quality. Not bad for a few days of your time, right?


Why Teachers Shouldn’t Skip This Opportunity

I get it. I’ve been there, thinking, “Do I really want to give up part of my break?” But here’s the thing: professional growth doesn’t have to feel like a chore. In fact, I learned that investing just a few hours in the right workshop can:

  1. Spark new teaching strategies that make your daily lessons more engaging.

  2. Expand your professional network—yes, you might actually meet people you like outside your own school.

  3. Offer tangible recognition (hello, VSC!) that acknowledges your dedication.

Personally, I once skipped a workshop because I thought it was “optional fluff.” Big mistake. I ended up missing a critical session on digital tools that would have saved me hours in lesson planning later. Lesson learned: sometimes the optional stuff is actually essential.


How to Make the Most of VSC Opportunities

The key is planning. Here’s a step-by-step “3-Day Experiment” that I tried myself:

  • Day 1: Select your workshop wisely. Choose one that aligns with both your professional goals and personal interests.

  • Day 2: Participate actively. Take notes, ask questions, and engage with the facilitators and peers.

  • Day 3: Apply what you learned immediately. Even a small implementation helps solidify knowledge and shows your initiative.

By following this plan, I was able to complete a 3-day workshop and return to school feeling energized, not drained. And the VSC I earned? A bonus acknowledgment of my effort—like getting a gold star for being responsible in adulthood.


Common Questions About VSCs

Q: Are all midyear activities eligible for VSC?

A: No. Only pre-approved activities conducted by the Central Office, Regional Office, or Schools Division Offices count.

Q: How is VSC calculated?

A: Teachers earn 1.5 days per 8 hours of rendered service. Keep track of your hours and documentation!

Q: Can I combine different activities to reach the maximum credit?

A: Yes, as long as each activity is pre-approved and aligns with DepEd’s professional development goals.


A Personal Reflection: Growth Beyond the Classroom

Honestly, participating in these activities was intimidating at first. I worried about being judged, about whether I’d keep up with the material, or simply about giving up my hard-earned rest. But here’s the truth: growth often lives just outside our comfort zones.

By the end of my first VSC-approved workshop, I not only walked away with new skills but also a deeper appreciation for my profession. Those few hours became an investment in myself, my students, and my career.


Takeaway: Embrace the Midyear Break Differently

If you’re a teacher, think of Vacation Service Credits not as an obligation but as a gift—a structured way to turn your break into an opportunity for growth. The midyear wellness break isn’t just about rest; it’s about strategic self-development that comes with recognition.

So, my final thought? This October, take a chance. Sign up for that workshop, embrace the challenge, and collect those VSCs. You might be surprised at how rewarding a few intentional days can be.

CTA: Share your own midyear professional growth story in the comments—I’d love to hear how you turned downtime into a breakthrough!

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