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RNG Bank Salary Loan Table for DepEd Teachers

Salary Loan Table - RNG Coastal Bank RNG Bank offers salary loan for permanent DepEd teaching and non-teaching staff thru Automatic Payroll Deduction System (APDS). Features: πŸ“LOW INTEREST RATE πŸ“LOAN AMOUNT UP TO 500,000 πŸ“5 YEARS MAXIMUM LOAN TERM πŸ“NO HIDDEN CHARGES πŸ“NO NEED TO GO TO THE OFFICE A Bank that is built with trust and integrity and committed to provide quality and safe banking services to its existing and future clients, RNG Coastal Bank, Inc . is a banking institution established in the year 1974. The Bank has 15 operating branches in the Visayas, 11 in Cebu and 4 in Bohol. Providing various financial products and services to its clients for almost 50 years, RNG Coastal Bank remains strong and continuously grows its number of branches to reach more Filipinos. Here are the branches of RNG Coastal Bank: RNG Coastal Bank Head Office Cor. Cabancalan Road, Talamban, Cebu City 6000 Labangon Branch Punta Princesa, (Labangon) Cebu City Asturias Branch Poblacion, Asturias, Ce...

How DepEd’s PHP1.35 Billion Disaster-Resilient Education Plan Brings Hope

I still remember sitting in class one rainy morning when the downpour suddenly turned into a flood. Within an hour, our classroom became a temporary shelter, desks floating, notebooks soaked.

That was the day I realized something heartbreaking — when disasters strike, learning often takes a back seat.

But what if it didn’t have to?

That’s exactly the vision behind the Department of Education’s (DepEd) new PHP1.35 billion initiative — a plan designed to keep learning alive, even when the storms won’t stop coming.


A Billion-Peso Promise for Learning Continuity

In a statement released Friday, DepEd announced a PHP1.35 billion allocation to strengthen disaster preparedness and ensure learning never halts, no matter the calamity.

The initiative aligns with President Ferdinand R. Marcos Jr.’s directive to safeguard learners and teachers while maintaining quality education nationwide.

Education Secretary Sonny Angara summed it up beautifully:

“Education must be the last to stop and the first to recover.”

This fund is divided into two key areas:

  • PHP950 million for printing and distributing Learning Packets for Grades 1–12 students.

  • PHP399 million for the Dynamic Learning Program (DLP) — a system of self-directed, activity-based lessons that promote independent study.

These materials are more than paper and ink — they’re symbols of resilience, ensuring that no learner is left behind when typhoons, earthquakes, or floods hit.


What’s Inside the Learning Packets?

Each Learning Packet contains 25 to 50 self-paced activities that build literacy, numeracy, and problem-solving skills. Some even include advanced learning and life skills modules.

Students are encouraged to use notebooks or separate sheets to copy and answer exercises — a method proven effective even with limited electricity or internet access.

And the DLP? It’s not new. The program has roots in Filipino innovation — originally developed by physicists Drs. Christopher and Ma. Victoria Carpio-Bernido, who earned recognition for revolutionizing learning continuity during crises.

Did You Know?

The Dynamic Learning Program (DLP) was used successfully in Bohol schools during Typhoon Haiyan (Yolanda) recovery, helping students maintain academic progress despite months of power outages.


The Emotional Weight of Interrupted Learning

When I think about students whose classes were canceled indefinitely after disasters, my heart aches.
As a kid, I once lost half a semester to floods — no classes, no online tools, no clear plan. I remember sitting by candlelight, trying to read my old notes while worrying about falling behind.

That sense of helplessness lingers with you.

And that’s why this new DepEd plan feels personal. It’s not just about handing out learning packets; it’s about giving kids a sense of control and hope in the middle of chaos.

When a child still has something to learn, something to work on, they feel grounded — even when everything else around them feels uncertain.


The 3-Day Learning Resilience Challenge

If you’re a parent, teacher, or student reading this, here’s a small personal challenge inspired by DepEd’s mission:

🧭 The 3-Day Learning Resilience Challenge

Try this to see how prepared you are for learning disruptions:

  1. Day 1 – Audit Your Access:
    Make a list of what you can study or teach without electricity or Wi-Fi. Think printed modules, books, notes, or even verbal lessons.

  2. Day 2 – Create a Learning Zone:
    Set up a small corner in your home or community where study can continue safely, even during bad weather.

  3. Day 3 – Share a Lesson:
    Teach one concept or skill to someone else — a sibling, neighbor, or friend. Learning shared is learning strengthened.

It’s a small exercise, but it builds the same kind of adaptability that DepEd’s plan aims to instill nationwide.


Learning Beyond the Classroom Walls

DepEd also emphasizes collaboration with local government units (LGUs) to deliver alternative learning modes during suspensions of face-to-face classes.

Whether through mobile learning hubs, radio-based instruction, or printed modules delivered to communities, the message is clear: education will continue.

As Secretary Angara said,

“In hard times, learners need more hope and direction.”

And that’s something we can all relate to — whether you’re a student in Manila, a teacher in Mindanao, or a parent in Houston, USA, trying to keep your child focused during a storm. Learning resilience is a universal skill.


From Despair to Determination

Looking back, I wish my younger self had something like these learning packets. Maybe those months of silence after the floods could’ve been months of quiet growth instead.

Now, as I write this, I can’t help but feel proud — not just of DepEd’s initiative, but of the idea that education truly never stops.

Because every child deserves a chance to keep learning — rain or shine, storm or calm.

And maybe, just maybe, that’s how we build not just smarter students, but stronger souls.


What about you? Have you ever tried to keep learning during a tough time?
Share your story in the comments — your experience might just inspire someone else to keep going.

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