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RNG Bank Salary Loan Table for DepEd Teachers

Salary Loan Table - RNG Coastal Bank RNG Bank offers salary loan for permanent DepEd teaching and non-teaching staff thru Automatic Payroll Deduction System (APDS). Features: πŸ“LOW INTEREST RATE πŸ“LOAN AMOUNT UP TO 500,000 πŸ“5 YEARS MAXIMUM LOAN TERM πŸ“NO HIDDEN CHARGES πŸ“NO NEED TO GO TO THE OFFICE A Bank that is built with trust and integrity and committed to provide quality and safe banking services to its existing and future clients, RNG Coastal Bank, Inc . is a banking institution established in the year 1974. The Bank has 15 operating branches in the Visayas, 11 in Cebu and 4 in Bohol. Providing various financial products and services to its clients for almost 50 years, RNG Coastal Bank remains strong and continuously grows its number of branches to reach more Filipinos. Here are the branches of RNG Coastal Bank: RNG Coastal Bank Head Office Cor. Cabancalan Road, Talamban, Cebu City 6000 Labangon Branch Punta Princesa, (Labangon) Cebu City Asturias Branch Poblacion, Asturias, Ce...

CHED vs DepEd: What’s the Real Difference in Philippine Education?

Education in the Philippines is built on a unique partnership between two major agencies — the Department of Education (DepEd) and the Commission on Higher Education (CHED).
Each plays a distinct but complementary role in guiding Filipino learners from the early years of schooling all the way to advanced university studies.

While these two institutions often get mentioned together, their responsibilities differ significantly. Knowing where one ends and the other begins helps parents, students, and educators understand how the system truly works — and why it’s designed that way.

“Students in Filipino classroom and university lecture hall representing DepEd and CHED.”


What DepEd Does: Building the Foundation

The Department of Education (DepEd) handles basic education, which includes kindergarten, elementary, junior high, and senior high school.
Its mission is simple yet powerful — to “protect and promote the right of every Filipino to quality, equitable, culture-based, and complete basic education.”

DepEd ensures that learning is accessible to all, whether through public schools, private institutions, or the Alternative Learning System (ALS) for those who can’t attend formal classes.

Some of its most well-known programs include:

  • The K–12 curriculum, which added two years of senior high school to prepare students for college or employment.

  • Brigada Eskwela, a community-led school maintenance initiative.

  • Oplan Balik Eskwela, which helps ensure a smooth opening of classes every school year.

DepEd focuses on foundational learning — literacy, numeracy, critical thinking, and values formation. It’s where the country’s educational journey truly begins.


What CHED Does: Shaping Higher Learning

Once students finish senior high, the Commission on Higher Education (CHED) takes over.
Created in 1994 through Republic Act 7722, CHED oversees all colleges and universities across the Philippines, both public and private.

Its main goal is to make higher education globally competitive, research-driven, and socially relevant.

CHED’s responsibilities include:

  • Setting academic and quality standards for degree programs.

  • Accrediting universities and ensuring compliance with international benchmarks.

  • Supporting research, innovation, and faculty development.

  • Managing scholarships and partnerships with foreign institutions.

In short, while DepEd builds the learning foundation, CHED refines it — shaping students into professionals ready for the modern world.


CHED vs DepEd: Key Differences Simplified

To understand their distinction, imagine education as a two-stage journey:

  1. DepEd takes care of the first phase — from learning to read and write up to mastering critical skills in senior high school. It focuses on access, inclusivity, and character development.

  2. CHED manages the next phase — higher education and advanced studies. It focuses on quality, research, and aligning Filipino graduates with global standards.

DepEd ensures that learners have the tools and values they need to succeed, while CHED ensures they have the expertise and qualifications to compete internationally.

Both agencies operate independently but must coordinate closely to keep education smooth and progressive — especially during transitions like the shift to the K–12 system.


How DepEd and CHED Work Together

The Philippine education system operates under a tri-focal setup:

  • DepEd for basic education

  • CHED for higher education

  • TESDA for technical-vocational training

This structure allows each agency to focus on its area while staying interconnected. For instance, when the K–12 reform was rolled out, DepEd and CHED worked together to realign college curricula and reduce overlapping subjects.

Their collaboration ensures students graduate from senior high school with the right preparation — whether they choose to enter college, join the workforce, or take vocational training.

It’s a delicate balance: DepEd opens doors, CHED raises ceilings, and TESDA provides practical routes in between.


Lessons with Global Relevance

Even beyond the Philippines, the CHED–DepEd model offers valuable lessons for other education systems:

  • Clear governance improves accountability. Dividing responsibilities avoids duplication and confusion.

  • Continuity matters. Smooth transitions between education levels help reduce dropout rates.

  • Quality assurance ensures growth. Standards and accreditation keep higher education relevant and credible.

  • Coordination is essential. When agencies communicate well, learners get the best possible outcomes.

These principles reflect a truth that transcends borders: good education doesn’t happen by accident — it’s built on structure, cooperation, and shared purpose.


Final Thoughts

Understanding CHED vs DepEd is more than a matter of memorizing government acronyms. It’s about recognizing how two powerful institutions work together to shape the nation’s learners — from first alphabets to final theses.

DepEd lays the foundation for literacy, empathy, and lifelong learning. CHED builds upon it, pushing for excellence, innovation, and global recognition.

Together, they embody the Philippines’ vision of education as a bridge — connecting every Filipino’s potential with opportunities in a rapidly changing world.

What’s your take? How does your country manage basic and higher education? Share your insights in the comments — your perspective could spark a valuable conversation.


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