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RNG Bank Salary Loan Table for DepEd Teachers

Salary Loan Table - RNG Coastal Bank RNG Bank offers salary loan for permanent DepEd teaching and non-teaching staff thru Automatic Payroll Deduction System (APDS). Features: 📍LOW INTEREST RATE 📍LOAN AMOUNT UP TO 500,000 📍5 YEARS MAXIMUM LOAN TERM 📍NO HIDDEN CHARGES 📍NO NEED TO GO TO THE OFFICE A Bank that is built with trust and integrity and committed to provide quality and safe banking services to its existing and future clients, RNG Coastal Bank, Inc . is a banking institution established in the year 1974. The Bank has 15 operating branches in the Visayas, 11 in Cebu and 4 in Bohol. Providing various financial products and services to its clients for almost 50 years, RNG Coastal Bank remains strong and continuously grows its number of branches to reach more Filipinos. Here are the branches of RNG Coastal Bank: RNG Coastal Bank Head Office Cor. Cabancalan Road, Talamban, Cebu City 6000 Labangon Branch Punta Princesa, (Labangon) Cebu City Asturias Branch Poblacion, Asturias, Ce...

📚 Unlocking Equal Access to Education: The Untold Potential of DepEd's ARAL Program Tutorial Strategies 🚀

The Department of Education (DepEd) has rolled out a robust educational initiative under Rule VI of the ARAL Program that goes beyond academic catch-up. While most discussions focus on how tutorials will be implemented, this post takes a learner-first perspective—exploring how these strategies are actually life-changing interventions for Filipino students most at risk of falling behind. 🌟


🏫 Beyond the Chalkboard: Face-to-Face Tutorials as Safe Havens for Learning

In a world still recovering from the setbacks of pandemic-era education, face-to-face tutorials under the ARAL Program are more than just classroom sessions—they are a return to connection, mentorship, and emotional healing. According to the Safe Spaces Act (RA No. 11313), schools and learning hubs must be places free from harassment and danger, and DepEd integrates this legal mandate by prioritizing student safety, health, and accessibility in its delivery of tutorial services.

What’s often overlooked is that these physical spaces also serve as vital social anchors, especially for learners from indigenous groups or those with disabilities. Face-to-face tutorials offer immediate intervention, not just academically, but socio-emotionally—a silent but powerful guardrail against dropout and disengagement.


💻 Reimagining Access: Synchronous Online Tutorials and Equity in Connectivity

Synchronous online tutorials may sound like a standard digital fix, but for learners in far-flung areas, this is nothing short of revolutionary. DepEd has committed to providing subsidized data plans and free access to its Learning Management Systems (LMS) through partnerships with Public Telecommunications Entities, ensuring no learner is left behind due to digital poverty.

As stated in Section 19, these platforms will be completely data-charge free—as long as they are exclusively hosted by DepEd. This smart infrastructure plan not only promotes equity but also makes way for education to continue uninterrupted even in geographically isolated or disaster-prone zones.

According to DepEd, a separate targeting mechanism, in coordination with the PSA and DSWD, will identify which learners and tutors qualify for subsidized access—further enhancing fairness and efficient delivery.


🔄 Blending the Best: Blended Learning That Meets Learners Where They Are

Blended learning is no longer a buzzword—under the ARAL Program, it becomes a strategic bridge between tradition and innovation. By combining face-to-face sessions with online real-time interactions, DepEd recognizes that one-size-fits-all no longer works. This is particularly beneficial for working students, marginalized learners, and those with diverse learning needs.

According to the ARAL policy under Section 16, DepEd will tailor its delivery depending on the learner’s circumstances—offering flexibility while maintaining educational quality. This level of personalization reaffirms that every learner deserves a custom-fit approach to succeed.


📺 Power of the Screen: Airtime for Supplemental Tutorial Videos as Media Equity

In line with RA No. 8370 or the Children's Television Act of 1997, DepEd is turning mainstream media into a learning channel. Broadcasting networks are now required to allocate daily airtime for tutorial video materials, especially in Reading, Mathematics, and Science, all of which align with DepEd’s Most Essential Learning Competencies (MELCs).

This isn’t just about putting lessons on TV—it’s about democratizing access to knowledge through a familiar, household medium. In areas without stable internet or device availability, these child-friendly, curriculum-based TV programs become the only lifeline for academic advancement. And with DepEd collaborating with the NTC and NCCT, families are assured that the content meets Child-Friendly Content Standards.


🔔 Not Just Tutorials: Campaigns That Bring Learners Back to the Classroom

The ARAL Program recognizes that the gap is not just academic—it's also emotional and motivational. That's why Section 18 calls for mass awareness campaigns to bring learners back to school. Through community engagement, local media, and collaborations with LGUs and civil society groups, these campaigns focus on reigniting the desire to learn.

What sets this apart from previous efforts is the structured reintegration mechanism DepEd will implement. According to official guidelines, the agency will release schedules and policies specifically aimed at reducing dropout rates and supporting re-enrollees every step of the way.


🕒 One Hour a Day, A Lifetime of Impact: Duration with Intention

DepEd has deliberately capped weekday tutorial sessions at one hour per subject, and two hours on weekends for critical subjects. This duration is not a limitation—it's a well-researched approach based on cognitive science that suggests optimal attention spans for adolescents peak at around 45–60 minutes per subject.

According to education experts cited by Harvard's Center on the Developing Child, short, focused interventions are more effective for long-term retention than prolonged cramming sessions. DepEd’s approach reflects this, showing that even minimal time, when used wisely, can drive major educational outcomes.


🎯 The Bigger Picture: Equity, Access, and Strategic Intervention

The real story of DepEd’s tutorial strategy isn’t just in the delivery—it’s in the systemic leveling of the educational playing field. From subsidized connectivity, targeted reintegration, to broadcast learning, each layer of Rule VI underscores a commitment not just to catch up—but to leap forward.

This is education as a public good, empowered by thoughtful policy, technological inclusivity, and grassroots community engagement.

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