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RNG Bank Salary Loan Table for DepEd Teachers

Salary Loan Table - RNG Coastal Bank RNG Bank offers salary loan for permanent DepEd teaching and non-teaching staff thru Automatic Payroll Deduction System (APDS). Features: 📍LOW INTEREST RATE 📍LOAN AMOUNT UP TO 500,000 📍5 YEARS MAXIMUM LOAN TERM 📍NO HIDDEN CHARGES 📍NO NEED TO GO TO THE OFFICE A Bank that is built with trust and integrity and committed to provide quality and safe banking services to its existing and future clients, RNG Coastal Bank, Inc . is a banking institution established in the year 1974. The Bank has 15 operating branches in the Visayas, 11 in Cebu and 4 in Bohol. Providing various financial products and services to its clients for almost 50 years, RNG Coastal Bank remains strong and continuously grows its number of branches to reach more Filipinos. Here are the branches of RNG Coastal Bank: RNG Coastal Bank Head Office Cor. Cabancalan Road, Talamban, Cebu City 6000 Labangon Branch Punta Princesa, (Labangon) Cebu City Asturias Branch Poblacion, Asturias, Ce...

🧠💬 Reacting Critically to Points Raised in a Discussion: A Vital Communication Skill

In both academic and real-world discussions, reacting critically is a vital skill that empowers individuals to participate with insight, integrity, and impact. Whether you're navigating a classroom debate or a casual exchange among peers, the ability to understand and evaluate information before responding sets the foundation for productive dialogue.

🧠💬 Reacting Critically to Points Raised in a Discussion

Too often, conversations are filled with rushed opinions and emotional responses. But if your goal is to communicate meaningfully, critical thinking must guide your words. In this blog, we explore how you can sharpen your ability to analyze, reflect, and respond—rather than react—when engaging in discussions.


🧩🔍 What Does It Mean to React Critically?

To react critically means more than just disagreeing or stating your opinion. It involves deeply analyzing the ideas presented, identifying whether they are based on facts, conventions, or opinions, and then forming a response grounded in logic and empathy.

This process begins with a single crucial step: understanding what’s being said. Without a clear grasp of the issue or claim at hand, any reaction is likely to be shallow or misguided.


🧠🛠️ How to Evaluate What You Hear: Facts, Conventions, and Opinions

To ensure you're not misled—or misleading others—distinguish between the three key types of statements:

  • Facts are verifiable. They can be proven true or false using objective evidence. For example: “The troposphere is the bottom layer of the atmosphere.” This is a fact because it can be confirmed through scientific data.

  • Conventions are widely accepted practices or norms. They are often based on culture, law, or societal standards. For instance, communal financial support among families in rural areas can be considered a convention, as it reflects an established practice or norm.

  • Opinions are subjective beliefs, often shaped by personal experiences, values, or preferences. When someone says, “Most Filipinos become OCWs to secure their children's future,” that reflects an opinion or potentially a questionable statement, unless backed by robust data.

By classifying a statement correctly, you lay the groundwork for a critical and informed response.


🧠🗣️ Thinking Before Speaking: Key Questions to Ask

Before offering a response, ask yourself:

  • Is the speaker appealing to emotion over logic?
    Emotional language can manipulate or obscure facts.

  • Is the issue being simplified too much or distorted?
    Oversimplification can lead to misunderstanding the core argument.

  • Is the information relevant to the central issue?
    Irrelevant details can sidetrack discussions and dilute meaningful engagement.

  • Is there a valid theory or credible source behind the idea?
    Good arguments are often anchored in theory or supported by data.

When you process these questions, your reaction becomes a product of reason, not impulse.


🗨️🤝 How to Respond with Confidence and Courtesy

Once you've formed a well-reasoned opinion, it's time to share it. Here are essential tips:

  • Be respectful. Even when you disagree, politeness preserves the integrity of the discussion.

  • Support your response. Cite facts or reasoning that led to your stance.

  • Stay focused. Don’t wander off-topic or get personal.

  • Encourage dialogue. Pose questions in return to invite further clarification or exploration.

This balanced approach ensures you're not just reacting—but contributing meaningfully.


🧪🎓 Practice Activity: Judging the Nature of Statements

Let’s apply your learning to the following examples:

  1. “The troposphere is the bottom layer of the atmosphere, where clouds, rain, snow, and other weather phenomena occur.”
    Fact. This is scientifically verified through meteorological studies.

  2. “He says that the primary reason why most Filipinos become overseas contract workers (OCWs) is to secure their children's future.”
    Opinion/Questionable. Without data, this is based on subjective judgment.

  3. “Many lower-income families of the barrio manage to maintain a comfortable standard of living through the communal action of family members who contribute their wages to the head of the family.”
    Convention. This is a common cultural and socioeconomic practice in many communities.

  4. “More than three quarters of all the ice in the world is in the Southern Polar continent of Antarctica.”
    Fact. Verified by global environmental data.


🔍📚 Deep Dive: Investigate the Questionable

When you spot a questionable statement, don’t dismiss it—research it. For example, regarding the claim about OCWs: check labor statistics, migration studies, and interviews from overseas workers. By doing so, you’ll either validate the claim or debunk it, strengthening your critical faculties and your credibility in future discussions.


📌 Final Thoughts: Speak with Purpose, Think with Clarity

In an age of endless opinions and quick takes, the ability to react critically stands out as a powerful tool. It shows you are not just present in the conversation—you are engaged, thoughtful, and respectful. As you develop this skill, you’ll notice how your voice carries more weight, because it is grounded in understanding and delivered with intention.

Dictionary with Examples

📘 Dictionary with Sentence Examples

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