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RNG Bank Salary Loan Table for DepEd Teachers

Salary Loan Table - RNG Coastal Bank RNG Bank offers salary loan for permanent DepEd teaching and non-teaching staff thru Automatic Payroll Deduction System (APDS). Features: 📍LOW INTEREST RATE 📍LOAN AMOUNT UP TO 500,000 📍5 YEARS MAXIMUM LOAN TERM 📍NO HIDDEN CHARGES 📍NO NEED TO GO TO THE OFFICE A Bank that is built with trust and integrity and committed to provide quality and safe banking services to its existing and future clients, RNG Coastal Bank, Inc . is a banking institution established in the year 1974. The Bank has 15 operating branches in the Visayas, 11 in Cebu and 4 in Bohol. Providing various financial products and services to its clients for almost 50 years, RNG Coastal Bank remains strong and continuously grows its number of branches to reach more Filipinos. Here are the branches of RNG Coastal Bank: RNG Coastal Bank Head Office Cor. Cabancalan Road, Talamban, Cebu City 6000 Labangon Branch Punta Princesa, (Labangon) Cebu City Asturias Branch Poblacion, Asturias, Ce...
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🗳️ May 12, 2025: ELECTION DAY in the Philippines – What You Need to Know 🇵🇭

The long-anticipated Election Day 2025 in the Philippines falls on May 12, 2025 (Monday), marking one of the most critical civic events in the country’s democratic process. This guide covers all the key activities, legal boundaries, and significant procedures that make this day pivotal not only for voters, but also for candidates, election officials, and the justice system. Whether you're casting your ballot or involved in the administration of the elections, knowing your rights and responsibilities is essential for a smooth, legal, and fair voting experience.

🗳️ May 12, 2025: ELECTION DAY in the Philippines – What You Need to Know 🇵🇭

🕛 Substitution Deadline and Candidate Changes ⚖️

By midday of Election Day, substitution of official candidates belonging to a political party or coalition is still permitted—but only if the original candidate has died or was disqualified for any reason. This is a final opportunity to file the Certificate of Candidacy (COC) for a substitute candidate, and must be done in compliance with the Commission on Elections (COMELEC) guidelines, as laid out in Resolution No. 10954.

Also, the last chance to substitute Party-List nominees due to death or incapacity falls on this day. No changes are allowed beyond this point, ensuring that voters know exactly who they are voting for.

🗳️ Casting of Votes and Voting Schedule 🕒

Voting officially begins on May 12, 2025, with the casting of votes and the immediate commencement of counting and consolidation across precincts nationwide. According to Republic Act No. 7166, this is a critical day for electoral engagement, with voters across the country exercising their democratic right.

A key feature of the 2025 elections is the continued accommodation for Persons Deprived of Liberty (PDL). They are allowed to vote until 3:00 PM in designated Special Polling Places inside jails (SPP-IJ). This affirms the constitutional right of all Filipinos, regardless of circumstance, to participate in the electoral process.

🚫 Prohibited Acts on Election Day ❌

COMELEC and election laws strongly emphasize the sanctity of the voting environment, and thus strictly prohibit several acts during Election Day:

  • Voting more than once or voting as a substitute for another person is a criminal offense. Violators may face serious legal consequences under the Omnibus Election Code (OEC).

  • Any form of campaigning, including soliciting votes or distributing propaganda, is strictly banned within 30 meters of any polling place.

  • The sale, display, or consumption of food, beverages, or merchandise is forbidden within a 30-meter radius of polling stations. This applies to booths, stalls, and temporary stands.

  • Entertainment events such as cockfighting, horse races, boxing matches, and other sports are suspended on Election Day to preserve the dignity and focus of the occasion.

These restrictions are outlined under various sections of the OEC, with the goal of ensuring peaceful and orderly voting conditions.

🧾 Canvassing, Overseas Voting, and Local Absentee Voting 🌍

On Election Day, boards of canvassers at multiple levels—Municipal, City, District, Provincial, Regional, and even the National Board of Canvassers (NBOC)—are convened for the purpose of vote consolidation and counting. This includes:

  • Start of vote counting for Local Absentee Voting (LAV)

  • Last day for Overseas Filipino Voters to cast their ballots as polls officially close by end of Philippine time

  • Proclamation of winning city and municipal officials is expected to begin immediately after May 12 and continue through May 15, 2025.

📩 Compliance Reminders: Election Contributions and Expenses 💼

From May 12 to May 16, 2025, Election Officers (EOs) are required to formally notify all candidates, within their respective jurisdictions, regarding the filing of their Sworn Statements of Election Contributions and Expenditures (SOCE). This step is crucial in promoting transparency and accountability in campaign financing.

Per Section 14 of R.A. No. 7166, candidates must file their SOCEs regardless of election outcome, and failure to comply may lead to penalties, disqualification from holding public office, or other sanctions as prescribed by law.

✅ Final Thought: Be a Responsible Voter 🧠

As Election Day 2025 unfolds, every vote matters. Observing election laws and upholding ethical conduct doesn’t only ensure the legitimacy of results—it also protects the integrity of Philippine democracy. Whether you’re voting, managing a precinct, or simply observing, remember: your informed and responsible participation is the foundation of a government truly chosen by the people.

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