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RNG Bank Salary Loan Table for DepEd Teachers

Salary Loan Table - RNG Coastal Bank RNG Bank offers salary loan for permanent DepEd teaching and non-teaching staff thru Automatic Payroll Deduction System (APDS). Features: 📍LOW INTEREST RATE 📍LOAN AMOUNT UP TO 500,000 📍5 YEARS MAXIMUM LOAN TERM 📍NO HIDDEN CHARGES 📍NO NEED TO GO TO THE OFFICE A Bank that is built with trust and integrity and committed to provide quality and safe banking services to its existing and future clients, RNG Coastal Bank, Inc . is a banking institution established in the year 1974. The Bank has 15 operating branches in the Visayas, 11 in Cebu and 4 in Bohol. Providing various financial products and services to its clients for almost 50 years, RNG Coastal Bank remains strong and continuously grows its number of branches to reach more Filipinos. Here are the branches of RNG Coastal Bank: RNG Coastal Bank Head Office Cor. Cabancalan Road, Talamban, Cebu City 6000 Labangon Branch Punta Princesa, (Labangon) Cebu City Asturias Branch Poblacion, Asturias, Ce...
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🗳️ May 11, 2025: Eve of Election Day in the Philippines – What’s Legal, What’s Not 🚫

As the Eve of Election Day on May 11, 2025 (Sunday) approaches, it's crucial for every voter, candidate, and political party to understand the strict regulations in place. This day, though still part of the election period, comes with specific prohibitions intended to ensure a peaceful and fair electoral process. These rules are not just guidelines—they are laws, and violations come with serious consequences.

🗳️ May 11, 2025: Eve of Election Day in the Philippines – What’s Legal, What’s Not 🚫

🚷 Campaigning Prohibited: The Silence Before the Vote 🛑

According to Section 5 of Republic Act No. 7166, all forms of campaigning are strictly prohibited on the day before the election. This includes rallies, distribution of pamphlets, social media promotion, and even subtle canvassing.

The rationale behind this rule is to give voters a quiet, pressure-free period to reflect on their choices. No more noise, no more influence—just informed decision-making. Any candidate, political party, or organization caught violating this can face penalties and possible disqualification. Even private individuals who aid in such activities can be held accountable under the law.

🍗 No Freebies: Ban on Giving or Accepting Transportation, Food, or Drinks 🎁

Still under Section 5 of RA 7166, it is unlawful to give or accept, directly or indirectly, any free transportation, food, drinks, or other items of value on this day. This applies not just to candidates but also to any person acting on behalf of them.

The idea is to prevent last-minute vote-buying disguised as generosity. Even offering snacks or refreshments during a campaign-related activity is considered a violation. Enforcement is strict—watchdogs and observers are actively monitoring these activities across the country.

🥃 Liquor Ban in Effect: No Alcohol Sales or Consumption in Public Places 🍺

The Omnibus Election Code (Section 89) also enforces a nationwide liquor ban on the eve of elections. This means selling, furnishing, offering, buying, serving, or drinking intoxicating liquor is illegal during this period.

There are only a few exceptions:

  • Hotels and establishments certified by the Department of Tourism as tourist-oriented and that habitually cater to foreigners may serve liquor.

  • Foreign tourists staying in these establishments are allowed to drink, but only within the premises and under prior authority from the Commission on Elections (COMELEC).

The liquor ban is a preventive measure to avoid alcohol-fueled violence, especially in hotspots known for intense political rivalries. Local government units often coordinate with the Philippine National Police (PNP) to ensure compliance.

⚖️ Vote Buying and Other Prohibited Acts: Stay on the Right Side of the Law 💰

Under Section 261 (dd), (1) of the Omnibus Election Code, vote buying, indirect contributions, and the distribution of valuable items are also strictly prohibited on this day. Any attempt to sway voter decisions by offering money or gifts is a direct assault on the integrity of the democratic process.

What constitutes a violation?

  • Giving out envelopes with cash

  • Handing out items with the candidate’s face or name

  • Paying for voters’ transportation to polling precincts

  • Sponsoring community meals disguised as “public service”

Even if done subtly, these actions fall under election offenses and can lead to criminal charges, disqualification, or imprisonment. Authorities are keen on monitoring these practices, especially in areas with a history of electoral fraud.

🛡️ Be a Responsible Citizen: What You Should Do on the Eve of Elections 🇵🇭

This is a day of silent reflection and civic responsibility. Respect the law and inform others who may not be aware of these prohibitions. If you see any violations, report them to the nearest COMELEC office or PNP station.

Let the democratic process thrive in peace, order, and honesty. Your vote is your voice—don’t let it be drowned by illegal practices.

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