Salary Loan Table - RNG Coastal Bank RNG Bank offers salary loan for permanent DepEd teaching and non-teaching staff thru Automatic Payroll Deduction System (APDS). Features: 📍LOW INTEREST RATE 📍LOAN AMOUNT UP TO 500,000 📍5 YEARS MAXIMUM LOAN TERM 📍NO HIDDEN CHARGES 📍NO NEED TO GO TO THE OFFICE A Bank that is built with trust and integrity and committed to provide quality and safe banking services to its existing and future clients, RNG Coastal Bank, Inc . is a banking institution established in the year 1974. The Bank has 15 operating branches in the Visayas, 11 in Cebu and 4 in Bohol. Providing various financial products and services to its clients for almost 50 years, RNG Coastal Bank remains strong and continuously grows its number of branches to reach more Filipinos. Here are the branches of RNG Coastal Bank: RNG Coastal Bank Head Office Cor. Cabancalan Road, Talamban, Cebu City 6000 Labangon Branch Punta Princesa, (Labangon) Cebu City Asturias Branch Poblacion, Asturias, Ce...
Every Filipino student dreams of a brighter future—and often, that future begins with a quality college education. But as tuition fees rise and household budgets tighten, many bright young minds are left wondering if higher education is still within reach. Fortunately, the CHED Merit Scholarship Program (CMSP) for AY 2025–2026 is opening doors once again, offering an empowering opportunity for first-year students to study tuition-free in some of the country's top institutions.
🌟 Why the CHED CMSP Is More Than Just a Scholarship 💡
The CHED CMSP 2025 isn’t just another academic grant. It’s a merit-based award specifically designed to recognize the hard work and academic excellence of graduating high school students. This program gives priority to those who’ve achieved a General Weighted Average (GWA) of 93% or higher, making it one of the most prestigious and competitive scholarship opportunities in the Philippines.
But this scholarship goes beyond recognition. It directly supports students’ financial needs, covering not only tuition but also educational expenses—helping scholars fully immerse themselves in academic life without being held back by money concerns.
💼 What You’ll Receive: CHED CMSP Financial Benefits Explained 💸
Students accepted into the CMSP are classified into either FULL or HALF merit levels. Your assigned tier will determine the scholarship amount you receive:
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Those enrolling in State Universities and Colleges (SUCs) or Local Universities and Colleges (LUCs) can receive ₱80,000 per year for full scholars or ₱40,000 per year for half scholars under the SSP track.
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Students choosing a Private Higher Education Institution (PHEI) may receive a more substantial benefit of up to ₱120,000 for FULL-PESFA and ₱60,000 for HALF-PESFA, helping bridge the financial gap for private education.
This isn’t just aid—it’s freedom. With these amounts, scholars can pay for tuition, learning materials, and even a portion of living expenses.
📌 Who Can Apply: Eligibility Requirements You Must Meet ✅
The CHED CMSP 2025 is designed for Filipino students who are about to enter their first year of college. Here’s what you need to qualify:
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You must be a Filipino citizen.
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You should be a Senior High School graduate with a minimum GWA of 93% or its equivalent.
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Your family’s combined annual gross income must not exceed ₱500,000.
This ensures that only the most deserving and financially challenged students benefit from the support, in line with CHED’s mission of equitable access to education.
📝 What Documents Do You Need to Prepare? 📂
Applicants must provide several documents, including:
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A birth certificate from PSA.
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Certified copy of Form 138 (report card).
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Proof of income such as BIR-issued Certificate of Tax Exemption or ITR.
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Certificates proving solo parent status, indigenous affiliation, or disability, if applicable.
Applicants should ensure all documents are clear, official, and updated, as incomplete or inaccurate applications may lead to disqualification.
🕐 Deadline Alert: Submit Your CHED CMSP Application by June 20, 2025! 📅
All submissions for the CHED Merit Scholarship Program 2025–2026 must be completed online by June 20, 2025. You can apply through this official links:
Don’t miss the chance to turn your academic achievements into a fully-funded college journey.
CLICK HERE TO READ CHED MEMO NO. 336, S. 2025
CLICK HERE TO DOWNLOAD CMSP APPLICATION FORM
📣 Final Thoughts: Education Shouldn’t Be a Privilege—It’s a Right 🎓
The CHED CMSP proves that when the government supports its youth, the whole nation benefits. If you’ve worked hard in senior high school and dream of higher education without the financial weight, this is your sign to take action. Submit your application, prepare your documents, and believe in your potential.