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RNG Bank Salary Loan Table for DepEd Teachers

Salary Loan Table - RNG Coastal Bank RNG Bank offers salary loan for permanent DepEd teaching and non-teaching staff thru Automatic Payroll Deduction System (APDS). Features: 📍LOW INTEREST RATE 📍LOAN AMOUNT UP TO 500,000 📍5 YEARS MAXIMUM LOAN TERM 📍NO HIDDEN CHARGES 📍NO NEED TO GO TO THE OFFICE A Bank that is built with trust and integrity and committed to provide quality and safe banking services to its existing and future clients, RNG Coastal Bank, Inc . is a banking institution established in the year 1974. The Bank has 15 operating branches in the Visayas, 11 in Cebu and 4 in Bohol. Providing various financial products and services to its clients for almost 50 years, RNG Coastal Bank remains strong and continuously grows its number of branches to reach more Filipinos. Here are the branches of RNG Coastal Bank: RNG Coastal Bank Head Office Cor. Cabancalan Road, Talamban, Cebu City 6000 Labangon Branch Punta Princesa, (Labangon) Cebu City Asturias Branch Poblacion, Asturias, Ce...

🌞 Powerful Morning Prayer to Start Your Day with Peace and Purpose

🙏 Begin Your Day with This Uplifting Morning Prayer

Looking to start your day with clarity, peace, and spiritual strength? A morning prayer is more than just words—it’s a sacred moment of connection with God that can transform the tone of your entire day. Whether you're seeking guidance, peace of mind, or motivation, beginning with a simple yet powerful prayer can ground you in what truly matters.

Powerful Morning Prayer to Start Your Day with Peace and Purpose


🌅 Why Morning Prayer Matters

Every morning is a fresh start—a gift. Taking a moment to pray helps you:

  • Center your heart and mind on God

  • Set your intentions for the day

  • Invite peace, focus, and resilience

  • Let go of stress and uncertainty

📖 “In the morning, O Lord, You hear my voice; in the morning I lay my requests before You and wait in expectation.” — Psalm 5:3


✨ A Beautiful and Simple Morning Prayer

Heavenly Father,

Thank You for the gift of this new day.
Before I step into the busyness of life, I pause to acknowledge Your presence.
Fill my heart with peace, my mind with clarity, and my soul with purpose.
Help me to walk in love, speak with kindness, and act with grace.

Let Your wisdom guide my decisions,
Your strength carry me through challenges,
And Your joy be my source of energy and hope.

Whatever today holds, I trust in Your plan and I surrender it all to You.
In Jesus’ name, Amen.


💬 Morning Affirmations to Speak Over Your Day

  • I am guided by faith, not fear.

  • I trust in God's timing and direction.

  • I walk with courage, love, and purpose.

  • God’s peace fills me and surrounds me.


📖 Daily Scripture to Meditate On

Lamentations 3:22-23 — “Because of the Lord’s great love we are not consumed, for His compassions never fail. They are new every morning; great is Your faithfulness.”

Take a quiet moment to read this verse slowly. Let it sink in. Each morning brings new mercy, new hope, and a new opportunity to walk in God’s grace.


✍️ Daily Devotion Idea

Start a “morning prayer journal.” Each day, write:

  • One thing you’re grateful for

  • One verse that speaks to you

  • One thing you’re trusting God with today

Even 5 minutes a day can reset your perspective and increase your spiritual connection.


📌 Share This Morning Prayer

If this prayer encourages you, share it with your community, a friend, or someone who might need it today. One small prayer can spark big peace.


✅ Recap: The Power of Daily Morning Prayer

  • Prayer helps you focus and find peace before the rush begins

  • It’s a spiritual discipline that grows your faith

  • You don’t need long words—just an open heart

  • Make morning prayer part of your daily rhythm


Start tomorrow—and every day—with intention, stillness, and the presence of God.

☕💛 Let your first words of the day be filled with faith. 💛☕

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