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RNG Bank Salary Loan Table for DepEd Teachers

Salary Loan Table - RNG Coastal Bank RNG Bank offers salary loan for permanent DepEd teaching and non-teaching staff thru Automatic Payroll Deduction System (APDS). Features: 📍LOW INTEREST RATE 📍LOAN AMOUNT UP TO 500,000 📍5 YEARS MAXIMUM LOAN TERM 📍NO HIDDEN CHARGES 📍NO NEED TO GO TO THE OFFICE A Bank that is built with trust and integrity and committed to provide quality and safe banking services to its existing and future clients, RNG Coastal Bank, Inc . is a banking institution established in the year 1974. The Bank has 15 operating branches in the Visayas, 11 in Cebu and 4 in Bohol. Providing various financial products and services to its clients for almost 50 years, RNG Coastal Bank remains strong and continuously grows its number of branches to reach more Filipinos. Here are the branches of RNG Coastal Bank: RNG Coastal Bank Head Office Cor. Cabancalan Road, Talamban, Cebu City 6000 Labangon Branch Punta Princesa, (Labangon) Cebu City Asturias Branch Poblacion, Asturias, Ce...

How to Apply for a CIMB Personal Loan in the Philippines

In need of extra funds for an emergency, home improvement, or business expansion? A personal loan can be a great solution to help you manage financial needs efficiently. CIMB Bank Philippines offers a seamless, all-digital personal loan application process, making it easier than ever to access financial assistance when you need it. Here’s a step-by-step guide to help you apply for a personal loan with CIMB Bank.

Why Choose CIMB Bank for a Personal Loan?

CIMB Bank is known for its fully digital banking services, offering convenience, competitive interest rates, and fast approval processes. Here are some key benefits of applying for a CIMB personal loan:

  • Loan amounts from PHP 30,000 to PHP 1 million

  • Competitive interest rates as low as 0.83% per month

  • No early repayment fees

  • 100% digital application—no need to visit a physical branch

  • Quick approval and disbursement within 24 hours upon final approval

Eligibility Requirements

Before applying for a CIMB personal loan, make sure you meet the following criteria:

  • Must be a Filipino citizen residing in the Philippines

  • Aged 21 to 65 years old

  • Must have a minimum gross monthly income of PHP 15,000

  • Must have a valid government-issued ID

  • Must have a Philippine-based active mobile number and email address

  • Must have a CIMB Bank savings account (if approved for disbursement)

Step-by-Step Guide to Applying for a CIMB Personal Loan

Step 1: Download the CIMB Bank PH App

To begin your loan application, download the CIMB Bank PH App from the Google Play Store or Apple App Store.

DOWNLOAD CIMB APP PLAYSTORE APP HERE

DOWNLOAD CIMB APP APPLE APP STORE HERE

Step 2: Sign Up or Log In

If you’re a new user, create a CIMB account. If you already have an account, simply log in.

Step 3: Start Your Loan Application

Navigate to the loan section and select “Apply for a Personal Loan.” You will need to provide details such as:

  • Loan amount and preferred repayment term (12, 18, 24, 36, or 48 months)

  • Personal information

  • Employment details

  • Monthly income and expenses

Step 4: Upload the Required Documents

CIMB may require you to submit additional documents such as:

  • Valid government-issued ID (e.g., passport, driver’s license, UMID, PRC ID, etc.)

  • Proof of income (payslip, ITR, or certificate of employment for employed individuals; business permits and bank statements for self-employed applicants)

Step 5: Review and Submit Your Application

Double-check all your details before submitting your application. Ensure all documents are clear and accurate to avoid delays.

Step 6: Wait for Approval and Disbursement

Once submitted, CIMB will evaluate your application. You can track your loan status through the CIMB Bank PH App. If approved, your loan amount will be disbursed directly to your CIMB savings account within 24 hours.

Loan Repayment Process

Loan repayments can be made through:

  • CIMB Bank PH App (via auto-debit from your CIMB account)

  • Over-the-counter partner payment centers

  • Online banking transfers

Final Thoughts

Applying for a personal loan with CIMB Bank Philippines is simple, convenient, and fast. With its digital application process, competitive interest rates, and quick disbursement, CIMB is an excellent choice for anyone looking to secure a personal loan.

Before applying, ensure you understand the terms and conditions, and borrow responsibly. If you meet the eligibility criteria and need financial assistance, download the CIMB Bank PH App and apply today!

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