Salary Loan Table - RNG Coastal Bank RNG Bank offers salary loan for permanent DepEd teaching and non-teaching staff thru Automatic Payroll Deduction System (APDS). Features: 📍LOW INTEREST RATE 📍LOAN AMOUNT UP TO 500,000 📍5 YEARS MAXIMUM LOAN TERM 📍NO HIDDEN CHARGES 📍NO NEED TO GO TO THE OFFICE A Bank that is built with trust and integrity and committed to provide quality and safe banking services to its existing and future clients, RNG Coastal Bank, Inc . is a banking institution established in the year 1974. The Bank has 15 operating branches in the Visayas, 11 in Cebu and 4 in Bohol. Providing various financial products and services to its clients for almost 50 years, RNG Coastal Bank remains strong and continuously grows its number of branches to reach more Filipinos. Here are the branches of RNG Coastal Bank: RNG Coastal Bank Head Office Cor. Cabancalan Road, Talamban, Cebu City 6000 Labangon Branch Punta Princesa, (Labangon) Cebu City Asturias Branch Poblacion, Asturias, Ce...
What does it really mean when a school is given more control over its own budget? In the Philippines, the Department of Education (DepEd) has just updated its rules through DepEd Order No. 033, s. 2025 , and it’s a big deal. This order lays out how schools can be converted from non-implementing units (non-IUs) to implementing units (IUs) — in other words, schools that can finally manage their own funds. This might sound technical, but it’s actually about giving schools more independence, flexibility, and accountability. Let’s break it down. What Is an Implementing Unit? In DepEd’s language, an implementing unit (IU) is a school that has fiscal autonomy. That means it can directly receive and manage its Maintenance and Other Operating Expenses (MOOE) funds. A non-implementing unit (non-IU) , on the other hand, relies on its division office to handle the money. This often slows down decision-making and limits how quickly schools can respond to their own needs. By converting more scho...