Salary Loan Table - RNG Coastal Bank RNG Bank offers salary loan for permanent DepEd teaching and non-teaching staff thru Automatic Payroll Deduction System (APDS). Features: 📍LOW INTEREST RATE 📍LOAN AMOUNT UP TO 500,000 📍5 YEARS MAXIMUM LOAN TERM 📍NO HIDDEN CHARGES 📍NO NEED TO GO TO THE OFFICE A Bank that is built with trust and integrity and committed to provide quality and safe banking services to its existing and future clients, RNG Coastal Bank, Inc . is a banking institution established in the year 1974. The Bank has 15 operating branches in the Visayas, 11 in Cebu and 4 in Bohol. Providing various financial products and services to its clients for almost 50 years, RNG Coastal Bank remains strong and continuously grows its number of branches to reach more Filipinos. Here are the branches of RNG Coastal Bank: RNG Coastal Bank Head Office Cor. Cabancalan Road, Talamban, Cebu City 6000 Labangon Branch Punta Princesa, (Labangon) Cebu City Asturias Branch Poblacion, Asturias, Ce...
As the Philippine education system continues to evolve, DepEd Order No. 020, s. 2025 brings not just a policy shift, but a paradigm shift — one rooted in linguistic diversity , educational equity , and evidence-based pedagogy . While many focus on the headline change — replacing Mother Tongue-Based Multilingual Education (MTB-MLE) with Filipino and English for Kindergarten to Grade 3 — what often goes unnoticed is the context-responsive flexibility embedded in the policy. This deeper layer of reform puts learners’ actual language use at the heart of instruction, offering a new way forward that doesn’t erase multilingualism but instead anchors it to real classroom realities . 🧩📖 Language of Learning Built Around the Child, Not the System Learners thrive when instruction starts in a language they understand. That’s not just theory — it’s backed by decades of research. According to Cummins (2000) and UNESCO (2003) , cognitive growth and academic success are deeply tied to la...