Great news for DepEd teachers and students! The Department of Education (DepEd) has partnered with Microsoft to provide everyone with access to Microsoft 365 , a powerful suite of tools designed to enhance collaboration, learning, and productivity. Access the DepEd activation page here: https://aka.ms/DepEdM365ActivationKit This is fantastic news for anyone involved in the Philippine education system. Let's explore what Microsoft 365 offers and how you can activate your free account in just three easy steps! Unlocking a World of Collaboration and Productivity With Microsoft 365, you'll gain access to a variety of applications and features that will revolutionize the way you work and learn. Here's just a glimpse of what you can expect: Essential productivity tools: Download and install familiar applications like Microsoft Word, PowerPoint, and Excel directly onto your devices. These go-to programs will empower you to create documents, presentations, and spreadsheets with e...
Applying for a UnionBank Personal Loan is a smart move if you’re looking to fund urgent needs, pay off debts, or take on personal projects. But don’t rush in unprepared—understanding the requirements and process will not only save you time but also increase your chances of approval. Let’s dive into the essential steps and criteria— explained from a borrower’s perspective —so you’re ready to apply with confidence. 📈 Do You Meet the Income Requirement? 💼 To qualify for a UnionBank Personal Loan , your annual income must be at least Php250,000 . This income threshold helps the bank assess your ability to repay your loan responsibly . Why does this matter? Because a stable and sufficient income means lower risk for the bank—and higher chances of approval for you. It also impacts your loanable amount , interest rates , and repayment terms. If your income is below the minimum, consider building your financial credentials first or applying with another financial product that has a lo...