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RNG Bank Salary Loan Table for DepEd Teachers

Salary Loan Table - RNG Coastal Bank RNG Bank offers salary loan for permanent DepEd teaching and non-teaching staff thru Automatic Payroll Deduction System (APDS). Features: 📍LOW INTEREST RATE 📍LOAN AMOUNT UP TO 500,000 📍5 YEARS MAXIMUM LOAN TERM 📍NO HIDDEN CHARGES 📍NO NEED TO GO TO THE OFFICE A Bank that is built with trust and integrity and committed to provide quality and safe banking services to its existing and future clients, RNG Coastal Bank, Inc . is a banking institution established in the year 1974. The Bank has 15 operating branches in the Visayas, 11 in Cebu and 4 in Bohol. Providing various financial products and services to its clients for almost 50 years, RNG Coastal Bank remains strong and continuously grows its number of branches to reach more Filipinos. Here are the branches of RNG Coastal Bank: RNG Coastal Bank Head Office Cor. Cabancalan Road, Talamban, Cebu City 6000 Labangon Branch Punta Princesa, (Labangon) Cebu City Asturias Branch Poblacion, Asturias, Ce...

When the Bonus Arrives: The Joy Behind DepEd’s 2025 Year-End Bonus and Cash Gift

Every November, I turn into that teacher who checks the payroll updates like it’s a season finale. The “Release of 2025 Year-End Bonus and Cash Gift” may sound like a routine memo, but for many of us in DepEd, it’s a moment we quietly count down to all year. It’s not just about the money (though, let’s be real — it helps). It’s about that deep sigh of relief that says, “Okay, I can finally breathe a bit.” This year, according to DBM Budget Circular No. 2024-3 , all eligible DepEd personnel will receive their year-end bonus (equivalent to one month of basic pay) plus a ₱5,000 cash gift with the first November 2025 payroll . And yes — that means it’s officially bonus season once again. More Than a Memo: What This Bonus Really Means The circular’s formal language may read like just another administrative directive, but behind those lines lies the recognition of something bigger — our service, resilience, and heart . After all, teaching isn’t just about lesson plans and grades. ...
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