Salary Loan Table - RNG Coastal Bank RNG Bank offers salary loan for permanent DepEd teaching and non-teaching staff thru Automatic Payroll Deduction System (APDS). Features: ๐LOW INTEREST RATE ๐LOAN AMOUNT UP TO 500,000 ๐5 YEARS MAXIMUM LOAN TERM ๐NO HIDDEN CHARGES ๐NO NEED TO GO TO THE OFFICE A Bank that is built with trust and integrity and committed to provide quality and safe banking services to its existing and future clients, RNG Coastal Bank, Inc . is a banking institution established in the year 1974. The Bank has 15 operating branches in the Visayas, 11 in Cebu and 4 in Bohol. Providing various financial products and services to its clients for almost 50 years, RNG Coastal Bank remains strong and continuously grows its number of branches to reach more Filipinos. Here are the branches of RNG Coastal Bank: RNG Coastal Bank Head Office Cor. Cabancalan Road, Talamban, Cebu City 6000 Labangon Branch Punta Princesa, (Labangon) Cebu City Asturias Branch Poblacion, Asturias, Ce...
๐ ๐จ The Hidden Crisis in Philippine Education: Millions Graduate Without Understanding What They Read ๐จ
In 2024, a disturbing revelation emerged from the Philippine Statistics Authority (PSA) : 5.58 million high school graduates in the Philippines—many of whom finished junior or senior high school — lack basic comprehension skills . While they can read and write, they cannot grasp the meaning of what they read. This issue is more than a statistic; it's a signal of a deeper problem within the country’s educational system . ๐ Unmasking Functional Illiteracy in High School Graduates While the word “graduate” typically suggests someone is equipped with adequate academic skills, the PSA’s findings paint a different picture. These 5.58 million Filipinos , aged 10 to 64, have received diplomas but remain functionally illiterate —they struggle with reading comprehension , even if they can recognize words and write them down. Functional illiteracy is not about the inability to read letters or form words. It’s about the inability to understand and use information. These individuals ca...