Salary Loan Table - RNG Coastal Bank RNG Bank offers salary loan for permanent DepEd teaching and non-teaching staff thru Automatic Payroll Deduction System (APDS). Features: 📍LOW INTEREST RATE 📍LOAN AMOUNT UP TO 500,000 📍5 YEARS MAXIMUM LOAN TERM 📍NO HIDDEN CHARGES 📍NO NEED TO GO TO THE OFFICE A Bank that is built with trust and integrity and committed to provide quality and safe banking services to its existing and future clients, RNG Coastal Bank, Inc . is a banking institution established in the year 1974. The Bank has 15 operating branches in the Visayas, 11 in Cebu and 4 in Bohol. Providing various financial products and services to its clients for almost 50 years, RNG Coastal Bank remains strong and continuously grows its number of branches to reach more Filipinos. Here are the branches of RNG Coastal Bank: RNG Coastal Bank Head Office Cor. Cabancalan Road, Talamban, Cebu City 6000 Labangon Branch Punta Princesa, (Labangon) Cebu City Asturias Branch Poblacion, Asturias, Ce...
🇵🇭 What’s Really Behind the Removal of Mother Tongue in Early Grades? In a groundbreaking move that has stirred both support and criticism, Republic Act No. 12027 discontinues the mandatory use of Mother Tongue-Based Multilingual Education (MTB-MLE) from Kindergarten to Grade 3 . But beyond the headlines, this decision marks a strategic policy shift in Philippine basic education—not just a linguistic one. Instead of simply debating whether kids should learn in Cebuano, Ilocano, or Tagalog, the real discussion now turns to access, equity, and effectiveness in foundational learning . This blog dives deeper into the academic and systemic rationale behind RA 12027, beyond language politics , offering a fresh lens to view the future of Philippine early education . 🧠 From Policy to Practice: Why RA 12027 Is Not a Simple Reversal While critics argue that this move reverses years of cultural preservation and inclusive pedagogy, RA 12027 actually recalibrates the system to priori...