Salary Loan Table - RNG Coastal Bank RNG Bank offers salary loan for permanent DepEd teaching and non-teaching staff thru Automatic Payroll Deduction System (APDS). Features: 📍LOW INTEREST RATE 📍LOAN AMOUNT UP TO 500,000 📍5 YEARS MAXIMUM LOAN TERM 📍NO HIDDEN CHARGES 📍NO NEED TO GO TO THE OFFICE A Bank that is built with trust and integrity and committed to provide quality and safe banking services to its existing and future clients, RNG Coastal Bank, Inc . is a banking institution established in the year 1974. The Bank has 15 operating branches in the Visayas, 11 in Cebu and 4 in Bohol. Providing various financial products and services to its clients for almost 50 years, RNG Coastal Bank remains strong and continuously grows its number of branches to reach more Filipinos. Here are the branches of RNG Coastal Bank: RNG Coastal Bank Head Office Cor. Cabancalan Road, Talamban, Cebu City 6000 Labangon Branch Punta Princesa, (Labangon) Cebu City Asturias Branch Poblacion, Asturias, Ce...
The Academic Recovery and Accessible Learning (ARAL) Program , created through Republic Act No. 12028 , isn’t just another government policy — it’s a national response to an educational emergency. And as with all meaningful legislation, everything begins with how we define things . In the Implementing Rules and Regulations (IRR) of the ARAL Program Act, the Definition of Terms section plays a critical role. These are not simply semantic clarifications. According to Morton and Hashim (2023) , and Carbonari et al. (2024) , clear, shared definitions are necessary to implement consistent, inclusive, and effective academic recovery programs across diverse learning contexts. Below, we explore each term — not just what it means , but why it matters . 📚 Academic Recovery – Bridging Gaps, Not Just Backlogs Academic Recovery refers to the identification of learners’ academic gaps and the design of interventions to help them reach grade-level proficiency. More than make-up classes, i...