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RNG Bank Salary Loan Table for DepEd Teachers

Salary Loan Table - RNG Coastal Bank RNG Bank offers salary loan for permanent DepEd teaching and non-teaching staff thru Automatic Payroll Deduction System (APDS). Features: 📍LOW INTEREST RATE 📍LOAN AMOUNT UP TO 500,000 📍5 YEARS MAXIMUM LOAN TERM 📍NO HIDDEN CHARGES 📍NO NEED TO GO TO THE OFFICE A Bank that is built with trust and integrity and committed to provide quality and safe banking services to its existing and future clients, RNG Coastal Bank, Inc . is a banking institution established in the year 1974. The Bank has 15 operating branches in the Visayas, 11 in Cebu and 4 in Bohol. Providing various financial products and services to its clients for almost 50 years, RNG Coastal Bank remains strong and continuously grows its number of branches to reach more Filipinos. Here are the branches of RNG Coastal Bank: RNG Coastal Bank Head Office Cor. Cabancalan Road, Talamban, Cebu City 6000 Labangon Branch Punta Princesa, (Labangon) Cebu City Asturias Branch Poblacion, Asturias, Ce...

🧠📚 What Really Powers the ARAL Program? The Hidden Systems Behind the Nation’s Learning Recovery Movement

The Academic Recovery and Accessible Learning (ARAL) Program is often seen as a lifeline for struggling learners across the Philippines. With its focus on tutorials, academic reinforcement, and accessible learning strategies, it’s become a recognizable symbol of educational equity post-pandemic. But what many miss is this: the success of ARAL isn’t just about what happens in classrooms . Behind the lessons and learning kits are powerful systems —legal, digital, financial, and administrative—that ensure the program doesn’t just exist, but thrives, adapts, and lasts . Let’s explore the little-known provisions that truly drive ARAL’s strength — the kind of operational backbone that makes it one of the most ambitious education reforms in recent years. 📊 Annual Evaluations: Why ARAL Is Always Under the Microscope (And That’s a Good Thing) One of the most impressive aspects of the Academic Recovery and Accessible Learning (ARAL) Program is its commitment to self-assessment and tran...

📘 Unlocking the ARAL Program: A Whole-of-Government Approach to Academic Recovery 🏛️📚

In an era where learning gaps have widened due to the pandemic and systemic challenges, the Philippine government has launched a game-changing initiative: the ARAL Program . But beyond DepEd’s visible role in this academic recovery strategy , the heart of its strength lies in a quiet but powerful truth — the synergy among implementing agencies . This post looks at RULE VIII of the ARAL Program Implementing Rules and Regulations (IRR) from a fresh, systems-thinking perspective, underscoring how inter-agency collaboration is essential in shaping the program’s success. 🏫 DepEd as the Lead, Not the Lone Actor 🔑 While the Department of Education (DepEd) is the designated lead agency of the ARAL Program, it doesn't operate in isolation. According to the IRR of the ARAL Program, DepEd’s role is more than administrative — it is strategic and integrative . It is tasked with: Conducting annual reviews of the program to ensure relevance and responsiveness; Identifying learne...

🤝 THE POWER OF COMMUNITY: How Stakeholder Support Boosts the ARAL Program’s Impact on Learning Recovery

The ARAL Program (Academic Recovery and Accessible Learning) of the Department of Education (DepEd) is more than just a government response to pandemic-induced learning gaps. While most discussions focus on the students and teachers, a deeper and often overlooked narrative reveals that stakeholder support , especially from LGUs, parents, and government agencies , plays a transformative role in this initiative. This blog takes a fresh, community-centered perspective on RULE VII of the ARAL Program’s implementing rules and regulations, showcasing how collaborative governance and grassroots involvement are shaping the future of Philippine education. 🏛️ Local Government Units: The Hidden Engines Behind Learning Recovery Contrary to the usual belief that DepEd bears the sole responsibility for implementing educational programs, Section 21 of Rule VII recognizes that Local Government Units (LGUs) are key actors in educational recovery. According to Republic Act No. 11292 , also kno...

📘🌟 Tutors Under the ARAL Program: Opening New Doors to Inclusive Education in the Philippines

The Academic Recovery and Accessible Learning (ARAL) Program by the Department of Education (DepEd) marks a new chapter in the Philippine education system—one that does not only aim to recover lost learning but to build bridges between students, educators, and communities . While the spotlight often falls on learners, one of the unsung strengths of the ARAL Program is its inclusive and strategic tutor selection and support system . Let’s explore the ARAL Program through a different lens: not just as a recovery tool, but as a platform for talent development, community empowerment, and education workforce innovation. 🧑‍🏫✨ Who Can Be a Tutor Under the ARAL Program? Breaking the Traditional Mold Under Rule V, Section 11 of the Implementing Rules and Regulations (IRR), the ARAL Program boldly redefines who can take on the role of a tutor. It’s no longer just about formal licensure—it’s about competence, character, and community engagement . The ARAL Program opens its doors to: ...

📚✨ Unlocking the Real Power of the ARAL Program: Beyond Remedial Learning

The ARAL Program , or Academic Recovery and Acceleration through Learning , is often viewed as a remedial tool for struggling students. But what if we flipped the narrative? Rather than simply "catching up," the ARAL Program is actually paving the way for a reimagined learning journey that places critical thinking , 21st-century skills , and personalized growth at the center of basic education. This is not just about remediation— it's about transformation . 🧠📖 From Basic Recovery to Future-Ready Learning At the heart of the ARAL Program is the emphasis on essential learning competencies in reading , mathematics , and science . These aren’t just random subject choices—they’re foundational to cognitive development and life readiness. According to DepEd Order No. 13, s. 2024 , the program targets Grades 1 to 10 for reading and math, and Grades 3 to 10 for science. But here's a crucial insight: the real value of ARAL lies not in content delivery alone but in cogn...

📘 THE ARAL PROGRAM REIMAGINED: Building a Resilient and Inclusive Education System for Every Learner

Education in the Philippines has always been at the forefront of national development, but the COVID-19 pandemic unveiled glaring learning gaps among Filipino learners. In response, the Department of Education (DepEd) established the Academic Recovery and Accessible Learning Program , more popularly known as the ARAL Program . Rather than simply viewing this as a remedial initiative , it’s time we looked at ARAL through a transformational lens —one that rebuilds the entire learning ecosystem to be more inclusive , resilient , and learner-centered . 🎯 A Fresh Take: ARAL Program as a Pillar of Educational Equity Most discussions about the ARAL Program focus on tutorials and intervention materials , but its real power lies in its potential to transform education access in underserved areas. According to UNESCO , equitable learning is not just about access to school, but access to quality support systems that cater to learners' diverse backgrounds and needs. The ARAL Program...

🔗📨 Submission Links for ARAL Audit Readiness & Responsiveness: Beyond Compliance, Toward Real Impact in Schools

Most schools treat the ARAL Program audit like a checklist—a compliance requirement with documents, scorecards, and deadlines. But what if we told you that it’s actually a powerful leadership tool ? When viewed strategically, the audit becomes more than just bureaucracy. It turns into a mirror that reflects the school’s capacity to serve its learners , especially the most vulnerable. As emphasized in DepEd’s ARAL guidelines and supported by frameworks from UNESCO and McREL International , effective schools use data not just to report—but to improve . This post walks you through how to rethink and maximize your school’s participation in the ARAL audit process—not just for submission, but for transformation. 🗂️📆 What Is the ARAL Audit Phase? The ARAL Audit Phase is part of DepEd’s monitoring system to assess how ready, responsive, and effective schools are in implementing the National Learning Recovery Program . The audit is divided into three major phases aligned with the school...

🌟 Five Domains of ASRRA 🔍 A Fresh Lens on Empowering Learning Communities Through the ARAL Program

In the pursuit of equitable, resilient, and learner-centered education , the Department of Education (DepEd) has taken a decisive step with the ARAL School Readiness and Responsiveness Audit (ASRRA) . While commonly seen as a school-based monitoring tool, the ASRRA's five domains offer something far more profound— a roadmap for transformation . This article provides a unique take on the five domains of ASRRA , not as isolated metrics, but as interconnected forces that shape the quality and impact of the ARAL Program across Philippine schools. As defined in DepEd Order No. 18, s. 2025 , the ASRRA evaluates schools before, during, and after ARAL implementation, ensuring both readiness and responsiveness . Let’s explore how these five domains work together to build sustainable educational ecosystems , foster community ownership , and drive continuous growth. 📘 Domain 1: Learner Readiness – The Foundation of Equity At the heart of any intervention is the learner. The Learner ...
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