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RNG Bank Salary Loan Table for DepEd Teachers

Salary Loan Table - RNG Coastal Bank RNG Bank offers salary loan for permanent DepEd teaching and non-teaching staff thru Automatic Payroll Deduction System (APDS). Features: 📍LOW INTEREST RATE 📍LOAN AMOUNT UP TO 500,000 📍5 YEARS MAXIMUM LOAN TERM 📍NO HIDDEN CHARGES 📍NO NEED TO GO TO THE OFFICE A Bank that is built with trust and integrity and committed to provide quality and safe banking services to its existing and future clients, RNG Coastal Bank, Inc . is a banking institution established in the year 1974. The Bank has 15 operating branches in the Visayas, 11 in Cebu and 4 in Bohol. Providing various financial products and services to its clients for almost 50 years, RNG Coastal Bank remains strong and continuously grows its number of branches to reach more Filipinos. Here are the branches of RNG Coastal Bank: RNG Coastal Bank Head Office Cor. Cabancalan Road, Talamban, Cebu City 6000 Labangon Branch Punta Princesa, (Labangon) Cebu City Asturias Branch Poblacion, Asturias, Ce...

What Is a Functional Illiterate — And Why 24.8 Million Filipinos Are at Risk

Have you ever met someone who can read sentences but struggles to truly understand them? That’s what we call a  functional illiterate —a person who can read and write basic words, but has trouble applying that knowledge in everyday life. Shockingly, around 24.8 million Filipinos fall under this category, according to the latest education commission report. It’s not just a statistic—it’s a reflection of how our education system and society are failing to equip people with practical skills for real-world understanding. What Does “Functional Illiterate” Mean? A  functional illiterate  is someone who technically knows how to read and write but cannot fully comprehend, analyze, or use written information effectively. For example: They can read a bus sign but struggle to follow written instructions. They might read a medicine label but misinterpret the dosage. They can sign a document but don’t fully grasp its meaning. In simple terms, it’s literacy without understanding—a sile...

PEPT 2025 Updates: What You Need to Know About Test Results and Virtual Orientation

Even if I’ve never sat for the PEPT myself, I’ve seen that same look on countless students’ faces — the mix of nervous energy, hope, and exhaustion that comes right before a big exam. It’s that feeling of “Did I do enough?” followed by “Please let me pass this one.” For thousands of learners each year, the Philippine Educational Placement Test (PEPT) isn’t just another exam — it’s a bridge. A bridge back to school, back to opportunity, and back to confidence. The Bureau of Education Assessment (BEA) recently released updates for PEPT 2025 , and they bring structure, fairness, and new learning options for test-takers. Let’s walk through what’s new and what it means for you. 🧾 Updated PEPT Test Results Policy If your score in one subject falls below 75% , the BEA allows you to retake that subtest within six months of your exam date. It’s a way to focus your efforts where they’re most needed — a targeted, fair approach. However, if two or more subjects are below 75%, you’ll n...

Here Are the Links for the 2025 Regular PEPT Submission and Template

One of my earliest experiences helping with PEPT coordination was... chaotic, to say the least. The deadline for report submission was just two days away, and I couldn’t find the right Excel template. I searched everywhere — emails, shared drives, even old DepEd folders on my laptop. Nothing. Then I discovered something that would’ve saved me hours of panic: DepEd had provided all the official links online. Clear, accessible, and ready for download. So if you’re a Division Testing Coordinator (DTC) or part of a School Division Office (SDO) team preparing for the 2025 Regular PEPT , this post is for you. Let’s make sure you have everything you need — and every link that matters. How PEPT Testing Centers Are Organized Before we jump into the download links, let’s talk about how the testing centers are set up. Testing centers are located in select School Division Offices (SDOs) across the Philippines. Some divisions may operate more than one testing center to accommodate...

PEPT Requirements: What You Need to Prepare Before Registration

Let me confess something slightly embarrassing. When I first helped a friend apply for the Philippine Educational Placement Test (PEPT) , I thought the hardest part was reviewing for the exam. Spoiler alert: it wasn’t. It was gathering all the required documents — from birth certificates to school records and even the right size of ID photos. We nearly missed the deadline because we thought we had everything, but we didn’t. That’s when I learned how crucial it is to double-check every requirement before submission. If you’re planning to take the PEPT this year, this post will save you that kind of stress. What Is the PEPT? A Quick Refresher The Philippine Educational Placement Test (PEPT) is a DepEd program that allows learners to re-enter formal schooling or move up to the correct grade level based on their existing knowledge. It’s especially helpful for out-of-school youth, working students, and adults who want to complete their basic education. But before you can take the ...

Access Here to Get the Regular PEPT Registration Form

There was a time when I thought I’d missed my chance to finish school. Life happened. I had to work, family came first, and years passed before I could think about going back. Then one day, I learned about something called the Philippine Educational Placement Test (PEPT) — a program that gives people like me a second shot at education. If you’ve ever felt left behind, this post is for you. What Is the PEPT and Why It Matters The Philippine Educational Placement Test (PEPT) is a program by the Department of Education (DepEd) designed for learners who couldn’t finish formal schooling on time. It’s open to elementary and secondary levels , giving test-takers a chance to validate their learning and move to the appropriate grade level — or even earn a high school equivalency certificate. Did you know? The PEPT has been helping thousands of Filipinos since the 1970s, especially working youth, overseas Filipinos, and out-of-school adults . It’s part of DepEd’s broader mission to make e...

Access Here the Link for Online Survey for Training Needs Assessment for Grade 6, 9 and 10 Teachers

If you’ve ever filled out a teacher survey after a long day of classes, you probably know that quiet sigh that comes right before you start clicking boxes. I’ve been there — papers stacked high, coffee turning cold, wondering if my answers would really make any difference. But this one feels different. The Training Needs Assessment for Teachers (TNA 2025) , led by the National Educators Academy of the Philippines (NEAP) , isn’t just about ticking boxes. It’s about listening to real teachers — you, me, and every classroom hero shaping the next generation. This time, our input is the blueprint for future DepEd training programs . That’s not bureaucracy — that’s empowerment. 🧑‍🏫 What Is the Training Needs Assessment for Teachers? The Training Needs Assessment (TNA) is a national initiative designed to help NEAP and the Department of Education (DepEd) identify what teachers truly need to grow in their profession. For 2025, the assessment focuses on Grades 6, 9, and 10 — levels...
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